COLUMBUS Travel Insurance

„When I go abroad I don’t like to leave anything to chance.“

Let us take care of your medical expenses

We will pay for emergency rescue services, prescribed medication, dental procedures or transport back to the Czech Republic.

Special price for children

Children up to the age of 6 enjoy free insurance when travelling with you. Children aged 6 to 18 receive an automatic discount of 50% discount on their travel insurance.

Holiday Assistance Service

If you encounter problems behind the wheel abroad, just call. We’re there to help you 24/7.

Choose an insurance option that suits you best

Risk CLASSIC PLUS

Medical expenses

CZK 5 000 000 CZK 10 000 000
Mountain emergency rescue services CZK 200 000 CZK 400 000
Dental treatment CZK 5 000 CZK 10 000
Death as a result of injury CZK 100 000 CZK 200 000
Permanent consequences of injury CZK 200 000 CZK 400 000
Third-party liability CZK 4 000 000 CZK 5 000 000

Tip: Arrange insurance online and receive 10% off the total fee.

How to choose the right insurance for you?

CLASSIC insurance for trips across Europe and for common injuries, such as fractures and lacerations, is sufficient. For journeys to more distant locations PLUS insurance with a limit of CZK 10 000 000 is more appropriate. No matter what, consider your expectations, risk and needs – CLASSIC insurance with its CZK 5 million limit may not be sufficient for medical procedures, extended hospital stays or accidents in the mountains.

Insure yourself against other unexpected situations

Active sports

We will insure both amateur and professional sports enthusiasts. Active sports work out to CZK 40/day and organised sports to CZK 60/day.

Accident, baggage and third-party liability insurance

Do you want the greatest amount of certainty when travelling? Combine accident insurance with baggage insurance. At the same time, we offer third-party liability insurance. All for CZK 20/day.

Short-term home insurance

Insure your property and home against vandals, the elements and burglars while you are on vacation. You can choose from several options starting from CZK 180.

Cancellation insurance

Do you have to cancel your holiday unexpectedly? The insurance covers 80% of the cancellation fee. The insurance costs 3% of the price of the trip, with the maximum price of a trip being CZK 75 000 per person.

Arrangement options

Online

You get a 10% discount if you arrange insurance online.

Zavoláme vám

At a branch

Search for Česká spořitelna branch in your area.

Our insurance helps specific people

Anna L.’s story

„I broke my leg when skiing in Austria. At the hospital they put my leg in a cast and released me. The cost of the treatment – almost CZK 25 000 – was paid for by the insurance company.“

Petra T.’s story

„I began to get stomach pains while on holiday in Egypt. They took me to the hospital in Cairo where they found out I had acute appendicitis. The cost of the operation, which rose to CZK 92 000, were covered by my travel insurance.“

Jiří S.’s story

„We went on holiday with the children to Turkey. Our daughter began to complain that she had an earache. The doctor told us it was a middle ear infection. The treatment, which cost CZK 11 000, was covered by the insurance company.“

With basic insurance, you can play football or ride a bike without any worries. However, if that’s not enough for your needs, you can arrange supplementary sports insurance.

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Frequently asked questions

Regular individual or group sports are covered automatically by basic travel insurance. However, if you are preparing to race or do more demanding sports, choose a suitable supplementary insurance. You can choose from two insurance options:

Active sports: canoeing with the appropriate equipment and with a professional instructor; cyclo-cross; BMX; mountain bike trials; yachting; equestrian sports other than horse racing; riding all-terrain-vehicles; skateboarding; ice-hockey; crashed ice (ice cross downhill); figure skating; speed skating; parasailing; surfing; windsurfing; kiting; moving via ferrata in terrain designated up to a maximum of level C, inclusive; floor hockey; street hockey; American football; white water rafting up to difficulty level 3 with appropriate equipment and a professional instructor; rugby; underwater rugby; recreational skiing and snowboarding on marked and public slopes, routes and access roads to them; recreational scuba diving up to depths of 40 m with a scuba diving certificate; recreational river rafting up to Class 3 difficulty level, inclusive, without increased waterflow and with appropriate equipment; fencing (swordsmanship); historical fencing (historical European martial arts); shooting sports; powerlifting; Olympic-style weightlifting; no-contact martial arts, including Judo and Karate; diving; bungee jumping; and mountain climbing and trekking on designated and public trails and routes up to an elevation of 5000 metres above sea level and up to Level II (medium difficulty) according to the international UIAA scale, inclusive.

Organised sports: races and competitions, including meets, trainings, and competitive and friendly matches in all of the above-listed sports. 

The insurance is arranged in case the trip is cancelled:

  • by the insured (for whatever demonstrable reason)
  • by the trip organiser (due to a natural disaster, accident, terrorist attack etc.)
  • for the reason that you are forced to expend necessary costs while abroad on food, luggage storage, accommodation etc. due to the above situations 

If you have problems behind the wheel when travelling abroad, simply call +420 266 799 799 and we will arrange the following for you:

  • 24/7 service in the Czech language
  • A mechanic’s arrival and work for 60 minutes free of charge
  • Accommodation at a hotel for both the driver and passengers (if there is a realistic chance that the vehicle will be repaired within 48 hours)
  • Towing of the vehicle to an automobile repair shop (up to a distance of 50 km)
  • Towing of the vehicle to your place of residence or to an automobile repair shop near your place of residence up to a distance of 3000 km (if it is not possible to have the vehicle repaired within 48 hours)
  • Free use of a replacement vehicle for 5 days
  • Transport from the place where the vehicle broke down to an automobile repair shop or to a place of accommodation, train/bus station or airport.
  • A substitute driver for the trip back to your place of residence
  • Interpretation over the telephone when dealing with the police or the automobile repair shop
  • Cash in case of emergencies
  • Storage of your disabled vehicle in a secure parking lot for up to seven day

How much does it cost?

  • CZK 400 for 1 to 10 days
  • CZK 650 for 11 days or more

With short-term property insurance, your “abandoned” property and home will be insurance against hazards that can occur during your vacation. The insurance covers burglary, natural disasters and vandalism, such as broken windows or demolished doors.

Insured sum Absence of 1-14 days Absence of 15-30 days
CZK 200 000 CZK 180 CZK 250
CZK 300 000 CZK 280

CZK 390

CZK 400 000 CZK 380

CZK 530

CZK 500 000 CZK 480 CZK 670

All limits can be found in the table below:

Risk CLASSIC PLUS
Medical expenses CZK 5 000 000 CZK 10 000 000
Mountain rescue services CZK 500 000 CZK 1 000 000
Dental treatment CZK 10 000 CZK 20 000
Accompanying person – transport Up to limit of medical expenses Up to limit of medical expenses
Accompanying person – accommodation CZK 10 000 (max. CZK 2 000/day) CZK 15 000 (max. CZK 3000/day)
Substitute employee – transport, travel insurance Up to limit of medical expenses Up to limit of medical expenses
Substitute employee – accommodation CZK 10 000 (max. 2 000 Kč/den) CZK 15 000 (max. 3 000 Kč/den)
Person attending funeral of the insured party abroad – transport Up to limit of medical expenses Up to limit of medical expenses
Person attending funeral of the insured party abroad – accommodation CZK 10 000 (max. 2 000 Kč/den) CZK 15 000 (max. 3 000 Kč/den)
Intermediation of financial assistance Without limit
Without limit
Cost of transport in case of loss or theft of travel documents CZK 25 000 CZK 50 000
Cost of transport in case of missed departure CZK 5 000 CZK 10 000
Physical injury caused by accident CZK 25 000 CZK 50 000
Death as a result of injury CZK 100 000 CZK 200 000
Permanent injury CZK 200 000 CZK 400 000
Third-party liability CZK 4 000 000 CZK 5 000 000
Valuable items CZK 50 000 within insurance limit
CZK 50 000 within insurance limit
Baggage insurance CZK 30 000 CZK 50 000
Items located in tent, trailer or car roof box CZK 3 000 within insurance limit
CZK 3 000 within insurance limit
Baggage delay insurance CZK 1 000/hour (max CZK 8 000/day) CZK 1 500/hour (max CZK 10 000 Kč/day)
Flight delay insurance CZK 1 000 /hour (max. 8 000 /day) CZK 1 000 /hour (max. 8 000 /day)
Trip cancellation insurance CZK 10 000 CZK 15 000
Unused travel service insurance CZK 10 000 CZK 15 000

We won’t burden you with unnecessary paperwork when you file a claim. Everything takes place online, and you’ll always know what phase the investigation into the claim is in.

Important documents

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George
Česká spořitelna
Bankovnictví budoucnosti.
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