Mortgage Equity

„Big loan, low interest. That could really come in handy!“

Save on interest

With a mortgage equity, you can enjoy a more favourable interest rate than for a classic consumer loan.

For any purpose whatsoever

Use it for studying at home or abroad, furnishing your home, for travelling, or for whatever you wish. We will lend you from CZK 150,000 to CZK 10 million.

Loan terms of up to 20 years

Payments can be spread out over as much as 20 years to minimise the burden on you and your family.

Quickly and without unnecessary costs

We provide online property appraisals for certain loans free of charge without requiring you to have an account at Česká spořitelna.

A mortgage without worries

You don’t have to worry about unexpected loss of income. You can insure your mortgage equity at a favourable price.

217 000

clients have a mortgage with us

One quarter of all mortgages are taken out with Česká spořitelna


recommend online refinancing

Everything can be arranged without having to visit a branch

2 000

new clients per month

take out a mortgage with us

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Frequently asked questions

Important documents

Loan application PDF (1 MB)