My Healthy Finances

"Now I know how to tackle family expenditures."

With the My Healthy Finances service you gain

Personal banker services

Personal banker services

Someone who knows your actual situation is there to help you. Your banker will always find the right solution to meet your needs and expectations.

Savings on expenditures

Savings on expenditures

The My Healthy Finances service gives you a smart overview of your expenditures, so you see exactly where your money goes most often. Set up your account and services correctly, and you will be in a good starting position to find where and how to save.

Saving on energy

Savings on energy

Perhaps you’re paying more than you should. We can arrange better prices with our partners and help you reduce your utility bills. You will save more and without unnecessary commitments.

Two accounts free of charge

Two accounts free of charge

We’ll give you one account with the My Healthy Finances service and a second one for free as a gift. You can either keep it for yourself or give it to someone you know – perhaps to someone who would like their finances to be as healthy as yours.

Tip: Take our online test to discover the state of your finances.

How to tackle your family budget with the My Healthy Finances service?

Blanka B. story

Get inspired by
Blanka B.'s story.

Thanks to the My Healthy Finances service,
in a year I managed to save

✓  on energy bills
CZK 2 365
✓  on credit account repayments and fees CZK 5 400
✓  on account maintenance at a different bank CZK 1 440
Total annual savings
CZK 9 205
logo My Healthy Finances

Watch to find out how you can be better off thanks to healthy finances

More than 900 000 clients are managing their finances better thanks to the My Healthy Finances service!

More than 1 million clients are managing their finances better thanks to the My Healthy Finances service!


The more you use the My Healthy Finances service, the less you pay

Fee with both bonuses:


Fee with one bonus:

CZK 50

Fee with no bonuses:

CZK 100

  • Bonus for using your account
    At least CZK 7 000 is deposited into your account
    each month and you make at least one payment with your card.
  • Bonus for using other
    Česká spořitelna services

    You use one of our other products.

Arrange the My Healthy Finances service

Zavoláme vám

By telephone

Leave your contact details and we'll call you
as soon as possible.

Zavoláme vám

At a branch

Search for Česká spořitelna branch in your area.

 Do you need help with the My Health Finances service?

Cal us toll free at 800 207 207.

Na co se často ptáte

Important documents

Energie ČS

Suppliers of non-financial services provide their products and services to our clients at a special rate under the My Healthy Finances service. At this time, it is the electricity and gas supplier Energie ČS, a.s., a subsidiary of Česká spořitelna, a.s.