Česká spořitelna recorded an increase in business results and contributed to the stabilization of the market in 2023

As at 31 st December 2023, Česká spořitelna reported an unaudited consolidated net profit of CZK 18.6 bn, according to the International Financial Reporting Standards (IFRS). Operating result reached CZK 25.2 bn.

"Česká spořitelna's financial performance for 2023 reflects strong indicators across profit, business results, and the robust quality of our loan portfolio. However, what truly matters is our ability to meet customer expectations during challenging times marked by high inflation. The satisfaction of our customers is evident in the growing Net Promoter Score (NPS). Furthermore, we made a substantial contribution to stabilizing the domestic banking market following the insolvency of Sberbank CZ, swiftly taking over its loan portfolio. Last year, as a bank, we established specific commitments to our customers, focusing on promoting the creation of financial reserves, retirement savings, financial education for children, and fostering job creation and competitiveness among companies. Although our target is to fulfil these commitments by 2025, coinciding with Česká spořitelna's 200th anniversary, we have already made significant progress in enhancing the financial well-being of our customers. Critical to our personalized advisory is the continuous development of digital solutions incorporated in our George platform. Notably, the George mobile app reached almost two million active users in Q4 and so reaffirmed its status as the leading banking app in the market," said Ivan Vondra, Česká spořitelna’s CFO in his reaction to the Bank´s FY 2023 financial results.

You will find more information in the attached press release and presentation.

Česká spořitelna recorded an increase in business results and contributed to the stabilization of the market in 2023

As at 31 st December 2023, Česká spořitelna reported an unaudited consolidated net profit of CZK 18.6 bn, according to the International Financial Reporting Standards (IFRS). Operating result reached CZK 25.2 bn.

"Česká spořitelna's financial performance for 2023 reflects strong indicators across profit, business results, and the robust quality of our loan portfolio. However, what truly matters is our ability to meet customer expectations during challenging times marked by high inflation. The satisfaction of our customers is evident in the growing Net Promoter Score (NPS). Furthermore, we made a substantial contribution to stabilizing the domestic banking market following the insolvency of Sberbank CZ, swiftly taking over its loan portfolio. Last year, as a bank, we established specific commitments to our customers, focusing on promoting the creation of financial reserves, retirement savings, financial education for children, and fostering job creation and competitiveness among companies. Although our target is to fulfil these commitments by 2025, coinciding with Česká spořitelna's 200th anniversary, we have already made significant progress in enhancing the financial well-being of our customers. Critical to our personalized advisory is the continuous development of digital solutions incorporated in our George platform. Notably, the George mobile app reached almost two million active users in Q4 and so reaffirmed its status as the leading banking app in the market," said Ivan Vondra, Česká spořitelna’s CFO in his reaction to the Bank´s FY 2023 financial results.

You will find more information in the attached press release and presentation.