Terms of use

  1. The www.csas.cz and www.hypotecnicentrum.cz website is operated by Česká spořitelna, a. s. (“the Operator”), which according to the Copyright Act No. 121/2000 Coll., The Copyright Act, is entitled to exercise its copyright to this website.
  2. The Operator hereby sets out the terms and conditions for the use of the www.csas.cz and www.hypotecnicentrum.cz websites (“the Terms and Conditions”). These Terms and Conditions shall apply to all visitors who intend to use www.csas.cz and www.hypotecnicentrum.cz. We therefore recommend that users read the Terms and Conditions carefully.
  3. Information published on www.csas.cz and www.hypotecnicentrum.cz is intended for the general public.
  4. Pursuant to Act No. 110/2019 Coll., on Personal Data Processing, the Operator may make access to www.csas.cz and www.hypotecnicentrum.cz fully or partially conditional upon the provision of certain personal data by the user. In such an event, the Operator will use the data in accordance with the relevant legal guidelines and in a manner preventing any potential harm to the person whose data is affected.
  5. Some services may be subject to a "Consent to Mail Information" which is given upon registration to Česká spořitelna's portals. Such consent may be withdrawn at any time in User Data Administration. Withdrawal or failure to give such consent may result in the non-delivery of some services for which such consent is mandatory.
  6. Unless approved by the Operator, the www.csas.cz and www.hypotecnicentrum.cz websites (as a whole or in individual parts) may only be used for personal purposes. Any other use is subject to prior approval by the Operator under the Copyright Act. Access to www.csas.cz and www.hypotecnicentrum.cz and their use is provided free of charge.
  7. Any modifications to the technical aspects or the content of www.csas.cz may only be made with the prior consent of the Operator. Only the Operator has the right to make decisions regarding changes, removals, or extension to any part of the website.
  8. There may be information published on www.csas.cz and hypotecnicentrum.cz obtained from other sources which the Operator deems trustworthy. The Operator, however, disclaims any responsibility for the accuracy and currency of such information.
  9. Information provided may be delayed to real-time market data. All data is provided for information only.
  10. The Operator shall not be held liable for any harm resulting from the use of www.csas.cz and www.hypotecnicentrum.cz. Neither shall the Operator be responsible for any advertising or any other promotional materials displayed by other third parties through www.csas.cz and www.hypotecnicentrum.cz. The Operator further disclaims any responsibility for the content of any other web pages belonging to third parties that may be visited through www.csas.cz and www.hypotecnicentrum.cz.
  11. With the exception of these Terms and Conditions and unless otherwise explicitly agreed, publication of any facts or information on www.csas.cz and www.hypotecnicentrum.cz does not constitute a binding legal relationship between the Operator and the Internet user.
  12. All information published on the website is for information only. These Terms and Conditions may be modified or amended solely by the Operator. Any legal relationship between the Operator and the user of the website which commenced before change to, or replacement of these Terms and Conditions shall be bound by the wording effective on the date the relationship commenced.
  13. The Terms and Conditions for the use of the www.csas.cz and www.hypotecnicentrum.cz websites are effective from the date first published. These Terms and Conditions were published on February 15, 2001.