We support social entrepreneurship

Do you operate a social enterprise or are you a non-governmental organisation?

If the society or the environment benefit from your services, you no longer need to depend solely on subsidies.

Česká spořitelna's operating and investment loans may be obtained with a guarantee of the European Investment Fund.

Important information
Type of financing Operating loan (including revolving loan)
Investment loan
Purpose Financing of social entrepreneurship needs
Amount CZK 500 thousand – CZK 12.5 million
Maturity Up to 10 years
Collateral European Investment Fund guarantee and bill of exchange
Interest rate Decrease in the interest rate by no less than 0.15%
Price Inclusion in the guarantee portfolio is free of charge
Criteria for the obtaining of the guarantee

The applicant is a social enterprise in line with the definition of the EU
It was formed and has been operated in the Czech Republic
Its annual turnover or annual balance does not exceed EUR 30 million
It does not distribute more than 30% of the total profit to its shareholders, partners or owners

It has a pre-defined and measurable social impact

Who is the recipient of the service?

The key element distinguishing a social enterprise from other ones is its purpose. If the primary purpose of the particular company is to create a social impact (such as addressing a social problem or a problem affecting the environment) instead of being exclusively profit-oriented, then the company may be considered a social enterprise.

The social economy principle is fulfilled:

  • If the services or goods are primarily intended for the vulnerable or socially excluded or if these people are the employees of the enterprise
  • If the services are of a preventive nature, such as services in the sphere of pre-school education and care, health sciences and prevention of diseases, lifelong education, sustainable development, or integration into the labour market

Contact us and together we will find individual opportunities suitable specifically for you


Write us and we will contact you back.

Zavoláme vám

Call us

Contact us by phone at

Česká spořitelna
Bankovnictví budoucnosti.