
Savings account
Open a Savings account with a favorable interest rate
of up to 5,20 % and start building your financial reserve today.
Your money is always available and you pay no fees
You can access your money at any time and you do not pay anything for setting up and maintaining an account. Domestic incoming payments are also free.
One Savings account, up to 9 savings goals
Do you want to save in one account for several things at once? You can divide the money into up to 9 savings envelopes depending on what you want to save for. In George, you can see how you are progressing towards your goals at any time.
Savings account Calculator
Calculate how much you will save
The interest rate of 5.20 % p. a. applies to the balance up to CZK 400,000, the balance above this amount bears interest at a rate of 0.01% p. a. The calculation is only informative.
Other benefits of a Savings account
- We do not require any minimum deposit or balance in the Savings account.
- You determine how much and when you save. You can regularly save any amount or deposit as much as you want.
- Your savings are safe because the deposits are legally insured.
With your Plus account, you have the Pay and Save function in George app. When you turn the service on, a few crowns will automatically go to your Savings account with every debit card payment.
You might be interested
To open a Savings account, you need a valid identity card, such as a national ID card.
You don't have to be our client and you don't even have to use any of our other products.
You can arrange one Savings account with our bank for Identification Birth Number.
Yes, statements in electronic form are free of charge.
If you have George, your interest rate depends on the Level you've reached. You automatically receive the interest rate linked to the Level.
You can increase your interest rate by joining the Level Up programme and selecting rewards in the George mobile app. The rewards you choose are cumulative, so the more rewards you select, the higher your interest rate can be.
You can find the programme terms and conditions here.
If you don't have George, you'll receive an interest rate of 0.20% p.a. on savings up to CZK 400,000.
If you don't have George but hold a Plus Account and have at least CZK 1 million across our other products (savings account, fixed-term deposit, personal account, foreign currency current account, investment account and pension savings), you'll receive an interest rate of 2.00% p.a. on savings up to CZK 400,000.
The interest rate on your savings account changes as soon as your Level Up programme level changes.
Your Level Up programme level is determined by the number of points you've earned. Points are awarded automatically, usually within two business days of meeting the conditions of the relevant rule.
If you do not have George, and you have a Plus account with us and at least CZK 1,000,000 on our other products by the end of the month (Savings account, Deposit account/Term deposit, Current account, Current account in foreign currency, Security account and pension savings), we will take this into account in the interest rate from the 5th day of the following calendar month.
You can't, the account is free - no fees can be deducted from it. Clearing fees are payable for cross-border payments.
| Announcement of Interest Rates | PDF (27 kB) |
| Marketing campaign – Savings accounts MM | PDF (19 kB) |
| Marketing promotion rules “Extra Points for an easier Transition” | PDF (62 kB) |