With the My Healthy Finances service you gain
Personal banker services
Someone who knows your actual situation is there to help you. Your banker will always find the right solution to meet your needs and expectations.
Savings on expenditures
The My Healthy Finances service gives you a smart overview of your expenditures, so you see exactly where your money goes most often. Set up your account and services correctly, and you will be in a good starting position to find where and how to save.
Savings on energy
Perhaps you’re paying more than you should. We can arrange better prices with our partners and help you reduce your utility bills. You will save more and without unnecessary commitments.
Two accounts free of charge
We’ll give you one account with the My Healthy Finances service and a second one for free as a gift. You can either keep it for yourself or give it to someone you know – perhaps to someone who would like their finances to be as healthy as yours.
Over
1 million
people now use My Healthy Finances
By doing this households
975 million CZK
have saved over
My Healthy Finances are worth it
For students, the fee is CZK 0 while studying and two years after.
For seniors, the basic fee is CZK 50. All you need is one bonus and the account is free.
At a branch
Search for Česká spořitelna branch in your area.
How can the My Healthy Finances service help me to save?
Michal Z.
Radiologist, 26
"Our rent was high and we thought there was no way we could get our own home. Our branch showed us that was not the case."
Thanks to the My Health Finance service, his annual savings were:
|
CZK 12 360 |
- CZK 600 on account fees thanks to the loyalty bonus
- CZK 4 800 thanks to thorough monitoring of his spending
- CZK 6 000 thanks to moving into his own apartment
- CZK 960 on his electricity bill
Frequently asked questions
If you don’t have an account, we can’t provide complete advisory. Only by seeing your transactions can we sort them, and you don’t have to do any home accounting.
Yes, you can.
Yes, it does.
Any family members or friends over the age of 18. We have other special accounts for children and youth.
No, you won’t. A non-financial service specialist or operator from the company Energie ČS will arrange everything on your behalf.
No, you don´t. It´s a feature of our internet banking.
You'll receive a loyalty bonus upon use of one of the following products – pension or supplementary pension saving, FLEXI life insurance. If you regularly invest, pay off loan instalments or auto leasing, a mortgage or loan on building savings, use a credit card, use the Money at a Click service or have a Maxi or Classic business account.
Important documents
Suppliers of non-financial services provide our clients with their products and services at
discount prices as part of the My Health Finances service. At present this is the supplier of electrical energy and gas, the company Energie ČS, a.s., the subsidiary company of Česká spořitelna, a.s.