This calculator serves you as a guide to the offer of investment instruments. The results shown are not a guideline to investment nor are they an investment recommendation to buy and sell any sort of investment instrument. Hence an expert advisor should always be consulted before this information is used to ensure that the planned investment is the most appropriate for you, i.e. that it will be in line with your needs and priorities, and will acquaint you with the possible risks of a specific investment.
The calculations shown are merely of an informative nature and are determined on the basis of current market conditions, the currently known prospects of the economic development and in relation to the investment horizons recommended for individual funds (thus the resulting values need not apply to shorter than recommended investment horizons). The actual yield of your investment will depend on the real trend of capital markets. The presented estimates do not include the costs of the purchase of investment fund securities and the resulting amount also does not include inflation.
Česká spořitelna also wishes to inform you that a hypothetical performance is not a reliable indicator of future performance. Investing in securities and other investment instruments in itself always involves the risk of the fluctuation of the current value of the invested amount and resulting yields, while there is no guarantee of a return on the invested amount. At the same time, past performance does not guarantee future performance.
The managers of open-ended mutual funds are Erste Asset Management, pobočka (branch) Česká spořitelna, or REICO investiční společnost České spořitelny, a.s. The full names of these funds are mentioned in their statutes (key information for investors), which we will provide you with at branches of Česká spořitelna and at the websites www.investicnicentrum.cz, www.erste-am.cz and www.reico.cz. The prices for the purchase and sale of mutual funds form a part of the Price List of Česká spořitelna a.s. We will provide you with more information about all products at any branch of Česká spořitelna or on the information line 800 468 378).