Guide to Choosing an Account

“I have exactly the account I need!”

Not all accounts are the same. Which one is right for you?

Tip: More than 2.9 million clients have chosen to open an account with us. We’re confident you’ll be able to find a suitable account from our range, too.

Something extra

Frequently asked questions

Transferring your account to us is easy and you don’t have to deal with any unnecessary red tape: we’ll do everything for you.

  • Visit one of our branches. You don’t need to inform your bank that you are closing your account – we will make all the arrangements on your behalf.
  • We will fill in the Payment Account Change Request together.
  • We will get in touch with your bank and arrange all necessary changes. We will transfer your standing orders, direct debit authorisations and SIPO (direct debit of multiple payments).
  • You will have to inform any parties you need to that your account has changed.
  • The process takes 13 business days to complete.

When opening an account at a branch, all you need to have with you is a piece of valid identification, such as your personal ID card. If you open your account online you will need two pieces of valid identification and an account.

You will receive the loyalty bonus if you:

  • use one of our following products: a supplementary annuity scheme, supplementary retirement savings or FLEXI life insurance;
  • make regular investments and timely loan, car, mortgage, building savings or credit card repayments; or
  • have a Maxi or Classic business account 

You will receive the bonus for using an account if you deposit at least CZK 7 000 into your account each month and make at least one payment with your payment card at either a merchant or online.

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Bankovnictví budoucnosti.