As of 31 March 2026, Česká spořitelna reported an unaudited consolidated net profit of CZK 7.1 bn, according to the International Financial Reporting Standards (IFRS). Operating result reached CZK 8.8 bn.

"The year started on a solid footing, with the loan book growing by 9%, driven mainly by continued demand for mortgages (+11%), 10% growth in corporate lending, and a consumer lending campaign, which resulted in consumer lending volumes exceeding the CZK 10 0 bn milestone.

Double-digit growth in investment products was partly subdued by increased financial market volatility, which moderated the otherwise positive performance effect. Deposits increased by 7%, and our funding position was further strengthened through a success ful bond issuance.

Solid business volumes translated into approximately 6% growth in net interest income and fee income. Together with ongoing process digitisation, which contributed to higher efficiency, this reflected in an improved cost-to-income ratio of 42.6%. As of now , more than 10,000 business clients have been migrated to George Business, with full migration expected by year-end.

The quality of the loan portfolio remains strong, with risk costs fluctuating around zero. At the same time, we continue to closely monitor global developments and remain focused on actively supporting our clients as conditions evolve," said Attila Sánta, Česká spořitelna’s CFO in his reaction to the Bank's Q1 2026 financial results.

You will find more information in the attached press release and presentation.