Different Perspective on Your Company's Finances

Last Article Update 17.12.2025

In George Business, you now have access to the Financial Health Zone. Here, you’ll find key indicators, an assessment of your company, and practical tips to strengthen stability and support growth.

 

The Financial Health Zone is part of George Business. If you don’t see it yet in your app or on the web, please contact your relationship manager. They can enable access for you—either for viewing only or for active work within the zone.

Financial health zone Financial health zone

The Financial Health Zone brings together several perspectives that together provide a clear overview of the stability and sustainability of your business.

Company Rating

Company's rating Company's rating

The company rating assesses your firm’s ability to meet its current and future obligations on time and in full. The resulting rating expresses your company’s credibility and also affects loan conditions. A strong rating can help you secure more favorable financing terms.

Right at the top, you’ll see your company’s rating compared to other firms in your industry. This is accompanied by a brief summary explaining what the rating means for your business. Under the “Ratios which influence your rating” button, you can view detailed information about the factors influencing your rating and how they have developed over time.

In the “Learn more about the rating” section, you’ll find a simple explanation of what the rating represents and how it’s calculated.

Rating Indicators

Each area is assigned a specific weight according to our internal methodology. The final rating is calculated by summing the weighted indicators.

Key Financial Indicators

You’ll be monitoring three main areas:

  • Profitability – whether and how efficiently your company generates profit.
  • Liquidity – how easily it can cover short-term liabilities.
  • Leverage – the ratio between equity and loans.

This overview helps you quickly identify where your company performs well and where to pay closer attention. You can expand each area to view individual indicators, see how the industry average is calculated, track their development, and understand what each indicator represents.

Key financial ratios Key financial ratios

Working Capital Optimization

This section offers tips and tools to better manage receivables, payables, and inventory. An interactive simulator shows how even small changes can free up funds for further development or strengthen your company’s cash flow.

Working capital optimization Working capital optimization

How to optimize the indicator value

After selecting “Simulate impact”, you’ll get a detailed view of a chosen indicator across three dimensions.

You can:

  • test the interactive simulator to see the impact on cash flow,
  • review an in-depth breakdown of the indicator,
  • compare your company with the industry average, and
  • track how the indicator develops over time.

The detail view also explains what the indicator means, how it’s calculated, and why its value matters.

Simulation Simulation

In the Financial Health Zone, you have a clear, easy-to-understand overview that gives you a new perspective on your company’s finances. Try it out in George Business and always have the answer at hand to the question: How is our company doing today—and where is it heading?