Exchange rate difference when withdrawing cash from a Česká spořitelna ATM

For clients who use a payment card for an account in a currency other than Czech crowns when withdrawing from Ceska sporitelna ATMs, in the case of using Dynamic Currency Conversion ("DCC"), there is a surcharge to the ECB exchange rate. In case of money withdrawal without DCC, Ceska sporitelna may charge the client an access fee of 169 CZK.