The new blood of Czech enterprise

„They helped me with everything at the beginning, and saved me a lot of time and money.”

Deposit your first earnings into your business account

Be your own boss, realise your ambitions and make a profit. We’ll open a business account for you, or an everyday deposit account for your future company.

Companies within six months from establish a business account for free of charge for one year

  • an overdraft facility of up to CZK 50 000
  • up to 30 payments per month free of charge
  • a monthly electronic account statement
  • a contactless Visa Business card
  • SERVIS 24 Internet and Mobile banking

Current deposit account for a upcoming business company

  • account completely free of charge
  • only the deposit manager acts for an upcoming company during a setting up of account
  • the account serves exclusively for depositing of funds for an upcoming company


Obtain the means to start your business, we’ll help you with company start-up credit

Before you begin, you’ll need some finances. For this reason we’ve created an ideal credit product designed especially for you.

  • for companies up to three years from their establishment
  • up to CZK 650 000 without submitting a tax declaration
  • maturity period up to 6 years
  • the possibility of deferring repayments by up to 5 months
  • an interest rate of 9%
Start-up credit

Services for accounts and cards

Innovate with Inostart

The INOSTART program focuses on support for innovative start-ups and on providing specialised consultancy for start-up businesses.

  • obtain credit for investment products of new businesses (within three years of launch of business), with a guarantee from the Czech-Moravian Guarantee and Development Bank up to 60% of the loan principal
  • start paying off principal only after you have begun to generate regular cash flow
  • finance your business with no fee to arrange the loan
Innovate with Inostart

You may be interested in these services for New businesses

Arrange an individual solution with us

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Česká spořitelna
Bankovnictví budoucnosti.