Insurance

„There are a lot of risks in business, and I don't want to leave anything to chance.”

Insurance of ability to pay off loans for businesses

Protect your firm against falling into debt and insolvency. Insuring to protect your business’ ability to pay off its loans is absolutely essential.

  • in the case of an insurance event the insurance covers the unpaid remainder of the loan
  • the conclusion of the insurance policy requires only a declaration of the insured party, which is a component of the loan contract
  • we set the price for insurance on the basis of the amount of the loan, variant and number of insured persons
  • insurance is arranged separately for each individual loan contract 
  • insure up to three people in connection with one loan
  • we will not require you to assign your right over any insurance claim monies to us

Insurance of key persons

Some people are indispensable in the running of a company. Consider this, and arrange insurance which helps you bridge over critical periods for the company following the loss of an important person. Within the framework of insurance, the account holder insures citizens residing within the territory of the Czech Republic. We consider an account holder to be a citizen or employee of a designated account holder who meets the conditions stated in the general agreement.

  • in the case of an insurance event, insurance covers the arranged limit of indemnity up to the amount of 1.5 million CZK
  • insurance relates to death by injury (variant A)
    or any causes (variant B)
  • conclusion of the insurance policy requires only a declaration of the insured party, providing consent to the conditions for arranging insurance
  • insurance is arranged for a business account
  • up to three people can be insured in connection with one account
  • we will not require you to assign your right over any insurance claim monies to us

Insurance for company employees

Offer your employees a benefit in the form of a contribution to life insurance.

  • tax relief can be applied
  • your company doesn't pay health or social insurance from the insurance premium
  • employees also don't pay social and health insurance from the contribution
  • the contribution is income tax free up to CZK 12 000 per annum

Insurance for cards

Think of everything, and take advantage of convenient insurance for payment cards.

Insurance of card and personal items

  • protects you in case of loss or theft of card and personal items
  • covers unauthorised transactions performed using lost or stolen card
  • compensation for loss of wallet, handbag or backpack
  • compensates cash in wallet or hand luggage up to CZK 2000

Travel insurance for payment cards

  • no worries when travelling abroad 
  • covers medical expenditures for treatment abroad
  • provides indemnity in case of permanent consequences or death as a result of injury
  • covers costs if you cause injury to another person
  • compensation for loss, delay or damage to luggage
  • compensation for waiting due to delayed flight

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Bankovnictví budoucnosti.
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