Accounts and payments

„They know what to do, and they always offer me exactly what we need.”

Set up a Business Account with us

Manage your finances via an account that's suitable for businesses, small companies with a turnover of up to 30 million CZK and also for freelancers.

Tip: How to set up an account for foreign company

Choose an account that's just right for your business

Everyday account in Czech crowns

An everyday account in Czech crowns enables you to ensure your usual financial requirements in connection with business and operational activity.

Everyday account in foreign currency

Manage your finances simply and effectively in foreign currencies (EUR, USD, CHF, GBP, CAD, DKK, JPY, SEK).

Transparent accounts

Ensure transparency of your business and control your finances conveniently and securely.

Pre-launch account for trading company

We do not require a minimum initial deposit or balance in the account. You can use the account to pay for notary's fees, costs for business trips, wages, rent etc.

Trust accounts

Accounts for notary's trusts, for financial means received by a subject performing legal services, for financial means received by a court executor or for an administrator of a bankrupt's estate.

You can choose your account by yourselves, or consult us. We'll help you choose the product that's most suitable for your business.

Payment cards for business accounts

Visa Business payment cards

You can use payment cards anywhere in the world. You can use them to manage revenues and make safe payments on the internet thanks to 3D Secure. You can conveniently set your card limits in Mobile bank and in internet banking.

Deposit card

The deposit card can only be used to deposit cash into the account it is issued for. It cannot be used for payments in retail outlets or for cash withdrawals.

Other payment cards

Credit card Kredit+ MC Business

Do you need to pay regular and ordinary company expenditures quickly and conveniently? With a Kredit+ MC Business card for payments and cash withdrawals you have an interest-free period of up to 50 days.

Prepaid card

This card is suitable especially for business trips of employees, temporary workers or company purchases. You can repeatedly top it up, so you always have a complete overview of your company expenditures.

Payment terminals and Electronic Records of Sales

Accept payment cards via Global Payments in co-operation with Česká spořitelna

In retail outlets and via the internet

  • chip payment terminals enable safe, convenient and quick acceptance of cards
  • if you have an account with Česká spořitelna we'll usually credit the sale to you the next day
  • with the GP webpay Ecommerce service you enable easy payment by card also in your e-shop

A solution for everyone

  • you can perform transactions in foreign currencies with immediate transfer according to the current daily exchange rate 
  • we don't charge any hidden fees, all costs in connection with the service are transparent 
  • we provide setting up and operation of the service free of charge

Electronic records of sales

  • we offer a simple solution for electronic records of sales for any branch and cash desk system 
  • this is a complete service for small and large retailers, covering acceptance of payment cards, electronic records of sales and an overview of revenues with zero initial costs

Account and card services

Documentary letters of credit

These offer security for you and your business partners, as payment is conditional upon fulfilment of the conditions set out in the letter of credit.

Arrange an individual solution with us

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By telephone

Leave your contact details and we'll call you as soon as possible.

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At a branch

Search for Česká spořitelna branch in your area.

Česká spořitelna
Bankovnictví budoucnosti.