Products and services

• Other acounts
  • Current account in foreign currency
    

    Current account in foreign currency with a wide range of linked products and services. Clients can have more current accounts opened in the same or different foreign currency.

  • Giro account
    

    Giro (Sporogiro) accounts are intended for simple and effective management of personal and family finances; it offers a wide range of related products and services.

• Direct banking
  • SERVIS 24 Internetbanking
    

    SERVIS 24 Internetbanking enables operating of giro and selected current accounts over the Internet.

  • SERVIS 24 Mobile Bank
    

    Mobile Bank of Česká spořitelna is an application intended for iPhone users.

  • SERVIS 24 GSM banking
    

    SERVIS 24 GSM banking allows you to manage your accounts with a mobile phone and secure SMS.

  • SERVIS 24 Telebanking
    

    SERVIS 24 Telebanking is a service, which helps you manage your accounts over the phone.

• Credit cards
  • Cool Card
    

    Cool Card is the only card on the market with guarantee of the most advantageous purchases.

• Debit cards for accounts
  • Visa Electron
    

    Electronic Debit Card for children.

  • Visa Classic
    

    Embossed Contactless Debit Card to private accounts.

  • Visa Gold
    

    Gold Contactless Debit Card to private accounts.

• Cash loan - Půjčka
  

  A non-specific loan paid out to clients in cash or to their accounts intended for purchasing any type of goods or services, paying obligations towards third entities, etc.

• Cash loan
  

  A non-specific loan paid out to clients in cash or to their accounts intended for purchasing any type of goods or services, paying obligations towards third entities, etc.

• Consumer loan
  

  Consumer loan - a specific non-cash loan (provided in the form of payments for invoices to the supplier's or vendor's account or payments to the seller's account) for private purposes.

• Overdraft
  

  Individual credit limit on Giro account. Loan is used to finance short-term needs of a client.

• American mortgage
  

  American mortgage - a specific loan secured by a lien on a real estate.

• The Česká spořitelna mortgage
  

  A long-term purpose loan intended for private individuals and citizens for investments into real estates.

• Term Deposits
  • Deposit account
    

    Deposit accounts serve for one-time depositing of free funds as well as for regular savings.

• Travel insurance
  • Payment card travel insurance
    

    Do you want to travel abroad without worries?

• Non-life insurance
  • Card and personal belongings insurance
    

    Provide protection in the event of the loss or theft of a card and personal belongings.

ERSTE Premier