Giro account Personal Account of Ceska sporitelna without Saving plan,
ABSOLVENT Personal Account of Ceska sporitelna without Saving plan and Student
Personal Account of Ceska sporitelna without Saving plan
Validity: 16.5.2011
Currency: CZK
Credit balance
0.01 %
Giro account Personal Account of Ceska sporitelna with Saving plan,
ABSOLVENT Personal Account of Ceska sporitelna with Saving plan, Student
Personal Account of Ceska sporitelna with Saving plan and Junior Personal
Account of Ceska sporitelna with Saving plan
Validity: 16.5.2011
Currency: CZK
Part of the credit balance up to CZK
49999.99
Part of the credit balance from CZK 50000 to
CZK 99999.99
Part of the credit balance from CZK 100000
to CZK 249999.99
Part of the credit balance from CZK 250000
to CZK 499999.99
Part of the credit balance from CZK 500000
and higher
1.50 %
0.20 %
0.25 %
0.35 %
0.45 %
Giro Account Junior Personal Account of Ceska sporitelna without Saving
plan
Validity: 31.10.2009
Currency: CZK
Part of the credit balance up to CZK
19999.99
Part of the credit balance from CZK 20000 to
CZK 34999.99
Part of the credit balance from CZK 35000
and higher
2.50 %
2.00 %
0.01 %
Giro account - Exclusive Account 4)
Credit balance
Validity: 10.9.2010
Currency: CZK
< 100000,-
≥ 100000,- < 250000,-
≥ 250000,- < 500000,-
≥ 500000,- < 1000000,-
≥ 1000000,-
< 5000000,-
≥ 5000000,-
0.01 %
0.35 %
0.45 %
1.00 %
1.05 %
1.15 %
Giro account - Comprehensive Program 1)
Validity: 1.2.2009
Currency: CZK
Credit balance
0.01 %
Giro account - X Account *3)
Validity: 1.2.2009
Currency: CZK
Part of the credit balance up to CZK
9999.99
Part of the credit balance from CZK 10000 to
CZK 19999.99
Part of the credit balance from CZK 20000
and higher
2.00 %
1.80 %
0.01 %
*) Also applies to accounts referred to as Xtra Account opened on or before
30.9.2006.
Giro account
Validity: 1.2.2009
Currency: CZK
Credit balance
0.01 %
Giro account Program Student+ 2)
Validity: 1.2.2009
Currency: CZK
Credit balance
0.01 %
Giro account - Benefit Program 1)
Validity: 1.2.2009
Currency: CZK
Credit balance
0.01 %
Giro account Senior 1)
Validity: 1.2.2009
Currency: CZK
Credit balance
0.01 %
1) no longer established from 8.8.2007 2) no longer established from 2.2.2009 3) no longer established from 31.10.2009 4) no longer established from 1.7.2011
Unauthorised debit balance
Validity: 16.5.2011
Currency: CZK
- On the Giro
account Personal Account of Ceska sporitelna, ABSOLVENT Personal Account of
Ceska sporitelna, Student Personal Account of Ceska sporitelna and Junior
Personal Account of Ceska sporitelna, the Exclusive Account giro
account, the Comprehensive Program giro account, the X konto giro
account**), the Benefit Program giro account, the Senior giro
account, giro account and the Program Student+ giro account
Interest rate
ČNB's REPO + 7% p.a.
**) Also applies to accounts referred to as Xtra Account opened on or before
30.9.2006.
Note: For payment accounts maintained in accordance with the Act on
Payments, interest rates on credit balances are:
announced (all giro accounts)