Deposit account Savings Deposit*, deposit account for current
accounts*, deposit account for giro accounts*, savings pension account*
< 100000,-
≥ 100000,-
< 250000,-
≥ 250000,-
< 500000,-
≥ 500000,-
< 1000000,-
≥ 1000000,-
7 days
0.10 %
0.10 %
0.10 %
0.15 %
0.15 %
14 days
0.10 %
0.10 %
0.15 %
0.15 %
0.15 %
1 month
0.15 %
0.15 %
0.20 %
0.25 %
0.25 %
2 months
0.15 %
0.15 %
0.20 %
0.25 %
0.25 %
3 months
0.25 %
0.25 %
0.30 %
0.30 %
0.35 %
4 months
0.25 %
0.25 %
0.30 %
0.30 %
0.35 %
5 months
0.30 %
0.30 %
0.35 %
0.35 %
0.40 %
6 months
0.30 %
0.35 %
0.35 %
0.40 %
0.45 %
7 months
0.30 %
0.35 %
0.35 %
0.40 %
0.45 %
8 months
0.30 %
0.35 %
0.40 %
0.40 %
0.45 %
9 months
0.35 %
0.40 %
0.45 %
0.50 %
0.55 %
10 months
0.40 %
0.50 %
0.55 %
0.60 %
0.65 %
11 months
0.40 %
0.55 %
0.60 %
0.65 %
0.70 %
12 months
0.55 %
0.60 %
0.70 %
0.75 %
0.80 %
15 months **
0.55 %
0.60 %
0.70 %
0.75 %
0.80 %
18 months **
0.75 %
0.80 %
0.85 %
0.90 %
0.95 %
24 months
1.05 %
1.10 %
1.15 %
1.15 %
1.15 %
36 months
1.10 %
1.15 %
1.20 %
1.20 %
1.20 %
48 months
1.40 %
1.45 %
1.50 %
1.50 %
1.50 %
60 months **
1.40 %
1.45 %
1.50 %
1.50 %
1.50 %
* Savings pension accounts are no longer opened with effect from
1.7.2000, deposit accounts Savings Deposit are no longer available with effect
from 1.4.2003, and deposit accounts for current accounts in CZK and deposit
accounts for giro accounts are no longer available with effect from
1.6.2004.
** New deposits with this maturity are no longer established from 17.9.2001.
The 15-month deposit term applies exclusively to deposit accounts opened for
current accounts.
New deposit account
(Fixed interest rate)
Effect: 1.10.2011
Currency: CZK
< 100000,-
≥ 100000,-
< 250000,-
≥ 250000,-
< 500000,-
≥ 500000,-
< 1000000,-
≥ 1000000,-
7 days
0.10 %
0.10 %
0.10 %
0.15 %
0.15 %
14 days
0.10 %
0.10 %
0.15 %
0.15 %
0.15 %
1 month
0.15 %
0.15 %
0.20 %
0.25 %
0.25 %
2 months
0.15 %
0.15 %
0.20 %
0.25 %
0.25 %
3 months
0.25 %
0.25 %
0.30 %
0.30 %
0.35 %
4 months
0.25 %
0.25 %
0.30 %
0.30 %
0.35 %
5 months
0.30 %
0.30 %
0.35 %
0.35 %
0.40 %
6 months
0.30 %
0.35 %
0.35 %
0.40 %
0.45 %
7 months
0.30 %
0.35 %
0.35 %
0.40 %
0.45 %
8 months
0.30 %
0.35 %
0.40 %
0.40 %
0.45 %
9 months
0.35 %
0.40 %
0.45 %
0.50 %
0.55 %
10 months
0.40 %
0.50 %
0.55 %
0.60 %
0.65 %
11 months
0.40 %
0.55 %
0.60 %
0.65 %
0.70 %
12 months
0.55 %
0.60 %
0.70 %
0.75 %
0.80 %
18 months
0.75 %
0.80 %
0.85 %
0.90 %
0.95 %
24 months
1.05 %
1.10 %
1.15 %
1.15 %
1.15 %
36 months
1.10 %
1.15 %
1.20 %
1.20 %
1.20 %
48 months
1.40 %
1.45 %
1.50 %
1.50 %
1.50 %
An interest premium of 15% of the interest revenue from deposits is credited
to a deposit account subject to compliance with the conditions specified by the
bank. The bank will stop crediting the 15% interest premium on deposits made
after August 1st 2011.
The first withdrawal from the New deposit account can be made other than on
the maturity date free of charge up to 25 % of the initial principal in the
deposit account at the time of opening or renewing the account.
All other withdrawals or the part of the first withdrawal exceeding 25 % of
the initial principal in the deposit account at the time of opening or renewing
the account carried out on a date outside the maturity are charged. The
minimum fee is set as follows: withdrawn amount* 2,00 %*number of days to the
maturity date of the deposit account/360. The minimum fee is 0,50 % of the
withdrawn amount, the maximum fee is 7,00 % of the withdrawn amount.
Deposit account for children
(Fixed interest rate)
Effect: 1.6.2011
Currency: CZK
interest rate p.a.
1.50 %
The first withdrawal from the Deposit account for children can be made other
than on the maturity date free of charge up to 25 % of the initial principal in
the deposit account at the time of opening or renewing the account.
All other withdrawals or the part of the first withdrawal exceeding 25 % of
the initial principal in the deposit account at the time of opening or renewing
the account carried out on a date outside the maturity are charged. The
minimum fee is set as follows: withdrawn amount* 2,00 %*number of days to the
maturity date of the deposit account/360. The minimum fee is 0,50 % of the
withdrawn amount, the maximum fee is 7,00 % of the withdrawn amount.
Additional deposits in the Deposit account for children shall bear
interest based on annual interest rate announced and valid on the date of
receiving the additional deposit, according to the period, which is the
closest lower or equal to the period, which remains from the additional deposit
day to the expiry of maintaining the deposit - see the table New deposit
account for band 2.
Perfect deposit of Česká spořitelna
(Fixed interest rate)
Effect: 1.7.2010
Currency: CZK
100000,-
200000,-
48 months
3.20 %
3.20 %
For an early withdrawal of the entire deposit amount from the Perfect
deposit of Česká spořitelna before maturity, a penalty fee of 6 % from the
amount withdrawn will apply. Partial withdrawals from the Perfect deposit of
Česká spořitelna will not be allowed.
Perfect deposit of Česká spořitelna is no longer opened with effect from
1.7.2010.
Šikovné spoření of Česká spořitelna
Validity: 10.9.2010
Currency: CZK
Band 1
Band 2
Band 3
Band 4
Band 5
Band 6
Band 7
Band 8
Band 9
< 10000,-
≥ 10000,-
< 30000,-
≥ 30000,-
< 60000,-
≥ 60000,-
< 100000,-
≥ 100000,-
< 150000,-
≥ 150000,-
< 200000,-
≥ 200000,-
< 250000,-
≥ 250000,-
< 300000,-
≥ 300000,-
0.80 %
0.90 %
1.00 %
1.15 %
1.25 %
1.75 %
2.25 %
3.20 %
0.80 %
Minimum amount of monthly deposit on Šikovné spoření of Česká spořitelna to
qualify for interest payment for respective calendar month: CZK 300.-.*
Maximum amount of monthly deposit: CZK 5000,- Kč*.
Šikovné spoření Plus
Validity: 10.9.2010
Currency: CZK
Band 1
Band 2
Band 3
Band 4
Band 5
Band 6
Band 7
Band 8
< 50000,-
≥ 50000,-
< 100000,-
≥ 100000,-
< 250000,-
≥ 250000,-
< 500000,-
≥ 500000,-
< 750000,-
≥ 750000,-
< 900000,-
≥ 900000,-
< 1000000,-
≥ 1000000,-
0.80 %
0.90 %
1.00 %
1.50 %
1.75 %
2.25 %
3.20 %
0.80 %
Minimum amount of monthly deposit on Šikovné spoření Plus to qualify for
interest payment for respective calendar month: CZK 5000.- *Maximum amount of
monthly deposit: CZK 20000.- *
*Minimum and maximum amounts of monthly deposits and other terms and
conditions of Šikovné spoření and Šikovné spoření Plus of Česká spořitelna are
published in the Notice to Clients of Česká spořitelna, a.s. (Sdělení klientům
České spořitelny, a.s. Základní vklady, minimální zůstatky a jiné podmínky u
vybraných produktů České spořitelny, a.s. v české měně a produktů
navazujících). The terms and conditions specified in the Notice are
conclusive.
Internet Savings with Česká spořitelna*
Validity: 1.7.2010
Band 1
Band 2
Band 3
< 40000,-
≥ 40000,-
< 5000000,-
≥ 5000000,-
Basic interest
0.50 %
0.50 %
0.50 %
Bonus interest**
-
1.00 %
-
* Start to save money with Česká spořitelna´s Internet Savings from July
1st 2010 at www.internetovesporeni.cz or client Help Line 800 207
207.
** Applies to Internet Savings with Česká spořitelna where the average value
of daily balances throughout the monitored period is equal or higher than the
average value of daily balances in the preceding monitored period. An interest
bonus is always paid for the first monitored period. A monitored period =
a calendar quarter.
A special purpose saving
Validity: 15.4.2012
Currency: CZK
Base interest rate -
subject to fulfilment of specific terms and conditions*
1.30 %
Minimum interest**
0.10 %
* Applicable to Special Purpose savings if agreed terms and conditions
fulfilled within the specified time period. The specified time period = a
calendar quarter. Fulfilment of terms and conditions in the specified time
period means due fulfilment of all three conditions described below.
In each month of the specified time period an agreed monthly deposit
amount shall be credited to the Special Purpose Savings Account (see product
description in the Česká spořitelna's product offer)
No withdrawal shall be made by the client from the Special Purpose
Savings Account in the specified time period (neither deposit nor accrued
interest withdrawal).
The Special Purpose Savings Account must not be cancelled by the client
within the specified time period (except for cases when the target amount is
reached).
If these terms and conditions are not met, no interest will accrue on the
Special Purpose Savings Account for the specified time period.
** Applies to Special Purpose saving after termination of the saving period and
until beginning of the next savings period or upon account cancellation
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