Cash loanAdditional Information

Additional Information

Product parameters

Loan amount

• from CZK 30 thousand; no generally applicable maximum amount is determined as it depends on the applicant’s credit needs and their ability to repay the loan within the agreed period

Loan maturity

• up to 7 years

Loan security

• loans of up to CZK 600 thousand can be obtained without security.
• lien on a deposit receivable

Drawing on a loan

• immediately in a lump-sum cash payment or by transferring the loan amount to the client’s account for their unrestricted use

Loan repayment

• the loan is repaid in regular, usually monthly instalments
• instalments are usually non-cash bank transfers from the client’s account based on a collection permit established for giro or current accounts administered by Česká spořitelna or a different bank
• extra instalments can be made at any time