Card and personal belongings insuranceAbout Product

Product description

The insurance of a card and personal belongings can be arranged for all international cards.

We offer four insurance options: P10, P30, P60 and P90.

The holders of selected gold cards (see below) are automatically insured under the P60 or P90 option.

What all is covered by the insurance:

• Unauthorized transactions carried out with a lost or stolen card (applies also to transactions with the use of PIN code, the client’s 150 EUR deductible is insured as well)
• Cash withdrawn by the client with the card
• Personal belongings*
  • purse, handbag, backpack
  • corrective eye glasses
  • multimedia player
  • costs of new personal papers, ID card and transit pass for urban public transport (MHD), certificate of vehicle registration, part I for a personal car
  • keys and replacement of locks in the apartment and personal car
  • fee for the issuance of a replacement card
  • fee for the blocking of a SIM card, misuse of a mobile phone and costs of the purchase of a new mobile phone
  • camera (costs of the purchase of a new camera) - the P30, P60, P90 option
  • notebook (costs of the purchase of a new notebook) - the P90 option only

* the loss or theft must occur simultaneously with the loss of theft of the payment card

Detailed information can be found in the Terms and conditions for card and personal belongings insurance

Arrange your insurance at any branch of Česká spořitelna.

For the following gold cards, the insurance policy is an automatic part of the card:

• the P60 option:
  • Visa Gold Exclusive
  • Kredit+ MC Gold,
  • Kredit+ Visa Gold
  • Visa Gold charge
• the P90 option:
  • Visa Business Gold

The insurance is provided in cooperation with the insurance company Kooperativa pojišťovna, a.s., Vienna Insurance Group.