Financing for BanksAbout Product

For whom the product is designed

• Banks

Product description

Do you need cover your bank's working capital needs?

• Overdraft Facility
• Term Loan
• Credit Line

Overdraft Facility

Product description

Overdraft Facility to cover short- term working capital financing needs. The overdraft limit is provided to current accounts in local or key foreign currencies. The facility is used flexibly with a possibility of daily draw- downs and/or repayments up to the total limit available. A common maturity is one year with an option for further prolongation.

Product Terms and Conditions

Prior to making any formal commitment to provide financing, the bank would have to carry out financial, legal and other necessary analysis of the potential borrower and subsequently obtain approvals from internal credit committees (or respective credit approval authorities). The final terms and conditions may vary for different business, risk profiles and tenors.

Term Loan

Product description

Term Loan / Short-Term Advances are used for financing of short-term and medium-term working capital requirements in the local currency as well as key foreign currencies. There may be a single draw-down or multiple draw-downs (non-revolving or revolving) allowed for different interest periods (Advances).

Product Terms and Conditions

Prior to making any formal commitment to provide financing, the bank would have to carry out financial, legal and other necessary analysis of the potential borrower and subsequently obtain approvals from internal credit committees (or respective credit approval authorities). The final terms and conditions may vary for different business, risk profiles and tenors.

Credit Line

Product description

Credit Line can be used to finance working capital needs in the form of short- term advances.

Product Terms and Conditions

Prior to making any formal commitment to provide financing, the bank would have to carry out financial, legal and other necessary analysis of the potential borrower and subsequently obtain approvals from internal credit committees (or respective credit approval authorities). The final terms and conditions may vary for different business, risk profiles and tenors.