Profile of Česká spořitelna

Longtime tradition

The roots of Česká spořitelna reach back to 1825, when the Spořitelna česká, the oldest predecessor of Česká spořitelna, began operating. This tradition of a Czech savings institution was continued in 1992 by Česká spořitelna as a joint-stock company. The 5.3 million clients of Česká spořitelna today clearly show its strong position on the Czech market.

Strong Partnership

Since 2000, Ceska Sporitelna has been a member of Erste Group, one of the leading financial providers in Central and Eastern Europe with 17 million clients in eight predominantly EU-member-countries. Within the next eighteen months, Česká spořitelna successfully completed its transformation - a transformation that aimed to the improvement of all key areas of the bank. Česká spořitelna continues in the improvement of its products and services, while at the same time making work processes more effective.

Addressing All Financial Needs of Clients

Česká spořitelna is a modern bank that is geared towards small-scale clients, small and medium-sized companies, towns and municipalities. Česká spořitelna plays also indispensable role in the financing of large companies and corporations and in providing financial market services.  Financial Group of Česká spořitelna with more than 5 million clients is the largest bank on the market by number of clients. Česká spořitelna has issued more than 3.2 million payment cards, has the network of  654 branches and operates with more than 1,419 ATM’s and transaction terminals. Česká spořitelna ranks among leading securities dealers on the Czech capital market.

Security and Trust

The Bank of the Decade, The Most Trustworthy Bank of the Year 2011

Ceska Sporitelna was named the Bank of the Decade in the jubilee tenth annual edition of the Fincentrum Bank of the Year 2011 competition, and for the eighth time in a row won the title as the Most Trustworthy Bank of the Year. Pavel Kysilka was honoured as the Banker of the Year. The title for the Most Trustworthy Bank of the Year is awarded on the basis of a public vote and all other titles are decided upon by a jury of professionals. The aim of the Fincentrum Bank of the Year 2011 competition is to award the services and products of banks operating in the Czech Republic. The basic criterion is that a bank is focused on retail clients.

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The Bank of the Year 2010 for the Czech Republic

Last year, Ceska Sporitelna again took primacy in the Czech Republic in the international competition Bank of the Year, announced annually by The Banker magazine, of the Financial Times media group. The prestigious awards have been awarded for eleven years.

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The Safest Bank in Central and Eastern Europe

In the latest ranking of banks released by the US-based magazine Global Finance, Ceska Sporitelna was placed at the top of the list of the safest banks in Central and Eastern Europe. In its exclusive survey, Global Finance looked at 500 banks worldwide, evaluating them based on their long-term credit ratings from Moody´s, Standard & Poor’s and Fitch with a focus on capital adequacy ratios and total assets.

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A Responsible Partner for Society

Ceska Sporitelna develops and maintains the philanthropic tradition that has been a part of the savings bank principle for 180 years. Ceska Sporitelna supports charities, non-profit organisations, civic associations, foundations, and funds. In 2002, Ceska Sporitelna established its own foundation - Nadace České spořitelny (Ceska Sporitelna Foundation). The foundation’s purpose is to support projects from the fields of culture, education, science, public and social concerns, healthcare, charity, community activities, sport, and ecology. The following non-profit organisations are among the partners supported by the Foundation’s resources: Charita Česká republika (Caritas Czech Republic); the humanitarian association Život 90 (Life 90); the civic association Sananim; Nadační fond Livie a Václava Klausových; Nadace VIA (VIA Foundation); and the Partnership Foundation. Since November 2005, Ceska Sporitelna has included its clients in its charitable activities, through the bank’s loyalty Bonus Programme, which enables clients to donate their points collected for card transactions to selected charitable projects. Since 2007, Ceska Sporitelna has made it possible for all of its employees to donate two workdays per year to charitable causes. Ceska Sporitelna’s social responsibility on the financial market is exemplified by its responsible lending policy initiative. In January 2008, it took part in the birth of the Counselling Centre for People in Financial Distress, an independent organisation, and the first of its kind in the Czech Republic.

Česká spořitelna was the first commercial institution in the Czech Republic to appoint an ombudsman – a protector of client rights, through which it is building long-term and quality relationships with clients.  The entirely new approach to providing services, with emphasis on development of modern communication tools enables Česká spořitelna to react quickly and effectively to market demands.

We are a transparent company

Česká spořitelna  is a transparent and opened company. Therefore we have been for a long time informing the public about actual events in the bank and subsidiaries including financial results.  Česká spořitelna thus ranks into the most informative and transparent companies.  

Key Facts as of 31/03/2012

Actual Shareholder Structure of Česká spořitelna

Actual Ratings of Česká spořitelna

Basic information about the company

Česká spořitelna, a.s.
Registered Office: Prague 4, Olbrachtova 1929/62, Post Code 140 00
Identification No: 45244782
Tax Identification No: CZ699001261
registered at the Commercial Register administered by the Municipal Court of Prague, division B, file 1171
Code of the bank for payments: 0800