Overdraft loan on a Profit program current
account*
13.00 %
Validity: 1.08.2011
Currency: CZK
Overdraft loan on a Profit program for
corporations
13.00 %
Validity: 10.08.2006
Currency: CZK
Overdraft loan on a Profit program current
account - floods*
10.00 %
Validity: 3.3.2008
Currency: CZK
Overdraft loan on a current account under the Profesional
Program*
9.80 %
Overdraft loan on a current account for freelance
professions*
9.80 %
Overdraft Professional for
freelance professions on ČS Corporate Account
9.80 %
Validity: 1.1.2011
Currency: CZK
Overdraft loan on a current account under the World Class Elite
program**
13.90 %
Overdraft loan on a current account under the World Class
program**
13.90 %
** Available exclusively from the Expat Centre in Prague 1, Rytířská
ČS Corporate Overdrafts
Validity: 1.11.2010
Currency: CZK
Band
interest rate p.a.
20000 - 50000
16.90 %
50001 - 300000*
15.90 %
300001 - 500000*
14.50 %
500001 - 1000000*
13.50 %
Overdraft loan mini Profit*
Validity: 1.1.2011
Currency: CZK
interest rate p.a.
14.00 %
* Overdraft loan
Overdraft loan on a current account Profit program is no longer available
from 15.11.2010
Overdraft loan on a current account Profit program - floods is no longer
available from 10.8.2006
Overdraft loan on a current account under the Profesional Program and
Overdraft loan on a current account for freelance professions is no longer
available from 1.11.2010
Overdraft loan mini Profit is no longer available from 1.1.2011
Overdraft loan on a current account under the World Class Elite program and
Overdraft loan on a current account under the World Class program is no longer
available from 1.1.2011
World Class Elite program is no longer available from 1.2.2008
Validity: 18.2.2008
Basic interest rate of Česká spořitelna applicable to clients
(hereinafter only as the BR)
6.30 %
Česká spořitelna determines the basic interest rate of Česká spořitelna
according to the development of market interest rates. Interest rates
applicable to loans always change as at the date of a change in the basic
interest rate of Česká spořitelna.
Interest rates for loan products are determined individually.
Validity: 19.10.2007
Basic interest rate for the TADY & TEĎ overdraft loan* -
loans effected to 12.10.2007
5.50 %
* From 21.8.2006 Sporoservis products replaced by TADY &TEĎ products
5 PLUS investment loan with EIF guarantee*) - loans effected to
31.5.2007
5 PLUS investment loan
(Fixed interest rate guaranteed for the selected period of fixation)
Interest rates are determined as variable or fixed with
fixation periods identical to those offered for mortgage loan products for
private individuals.
Visa Business charge card
Validity: 11.7.2006
Currency: CZK
1. Loans drawn through a charge card under contracts concluded on or after
1.10.2004
Current interest rate
a) With the total outstanding amount repaid by the due
date
0.00 %
b) With the total outstanding amount not repaid by the
due date
25.00 %
Validity: 11.7.2006
Currency: CZK
2. Loans drawn through a charge card under contracts concluded on or after
30.9.2004
Current interest rate
a) With the total outstanding amount repaid by the due
date
0.00 %
b) With the total outstanding amount not repaid by the
due date but repaid at the latest within one month of the due date
12.50 %
c) With the total outstanding amount not repaid by one
month of the due date
25.00 %
Visa Gold charge card
Validity: 11.7.2006
Currency: CZK
Loans drawn through a charge card under contracts concluded on or after
1.10.2004
Current interest rate
a) With the total outstanding amount repaid by the due
date
0.00 %
b) With the total outstanding amount not repaid by the
due date
12.50 %
Validity: 11.7.2006
Currency: CZK
2. Loans drawn through a charge card under contracts concluded on or after
30.9.2004
Current interest rate
a) With the total outstanding amount repaid by the due
date
0.00 %
b) With the total outstanding amount not repaid by the
due date but repaid at the latest within one month of the due date
12.50 %
c) With the total outstanding amount not repaid by one
month of the due date
25.00 %
Kredit card Kredit+ MC Business
Validity: 11.6.2007
Currency: CZK
Loan arising from the Kredit+ MC Business card
Current interest rate
a) With the total outstanding amount repaid by the due
date by the due date
0.00 %
b) With a repayment lower than 100% of the total
outstanding amount (but no less than 5% of the drawn amount) by the due
date
18.00 %
c) With the total minimum repayment not paid by the due
date