Key Figures

Key Figures

IFRS, consol.	31.03.2011	31.03.2012
Total assets (CZK m)	935,631	911,505
Net loans to customers (CZK m)	446,165	463,605
Customer deposits (CZK m)	702,580	691,246
Shareholders' equity (CZK m)	74,754	84,888
Net profit (CZK m)	3,803	4,456

Number of employees	10,263	10,673
Number of branches	670	654
Number of ATMs	1,317	1,419
Number of active payment cards (in thousands)	3,195	3,154

Net interest margin	3.7%	4.0%
Cost /Income ratio	41.6%	40.8%
ROAE	21.0%	21.6%
ROAA	1.7%	2.0%
Capital adequacy (BIS until June 2007, CNB from July 2007)	14.0%	14.0%
Share of NPLs	6.2%	5.4%