Current accounts

Corporate account of Česká spořitelna *)

Česká spořitelna's corporate account without Favourable Interest Rate

Validity: 16.8.2010

Currency: CZK

interest rate p.a.

0.01 %

Česká spořitelna's corporate account with Favourable Interest Rate

Credit balance

Validity: 16.8.2010

Currency: CZK

Band 1	Band 2	Band 3	Band 4	Band 5
< 50000,-	≥ 50000,- < 100000,-	≥ 100000,- < 150000,-	≥ 150000,- < 200000,-	≥ 200000,-
0.10 %	0.25 %	0.35 %	0.45 %	0.10 %

*) applies to selected branches of Česká spořitelna, a.s. For more details contact your branch.

Current account, World Class current account, World Class Elite current account, security account

Credit balance

Validity: 31.10.2009

Currency: CZK

< 1000000,-	≥ 1000000,- < 5000000,-	≥ 5000000,-
0.01 %	0.01 %	0.01 %

Profit Program current account*, Profit light Program for entrepreneurs and small businesses*

Credit balance

Validity: 10.10.2010

Currency: CZK

Band 1	Band 2	Band 3
< 1000000,-	≥ 1000000,- < 5000000,-	≥ 5000000,-
0.01 %	0.01 %	0.01 %

* Profit Program and Profit Light Program current account for entrepreneurs and small businesses not available from November 1st 2010

Current accounts for the public sector

Credit balance

Validity: 10.10.2010

Currency: CZK

	< 1000000,-	≥ 1000000,- < 5000000,-	≥ 5000000,-
Public sector	0.30 %	0.55 %	0.75 %

Current accounts for the non-profit sector

Credit balance

Validity: 31.10.2009

Currency: CZK

	< 1000000,-	≥ 1000000,- < 5000000,-	≥ 5000000,-
Non-profit sector	0.10 %	0.30 %	0.65 %

 

Program DOMOV current account

Credit balance

Validity: 10.10.2010

Currency: CZK

< 1000000,-	≥ 1000000,- < 5000000,-	≥ 5000000,-
0.30 %	0.55 %	0.75 %

Current account for freelance professions*, Program Professional current account*

Credit balance

Validity: 31.10.2009

Currency: CZK

Band 1	Band 2	Band 3
< 1000000,-	≥ 1000000,- < 5000000,-	≥ 5000000,-
0.01 %	0.20 %	0.30 %

*Current account for freelance professions and Program Professional current account is no longer available from 1.11.2010

Current account for funds received by a trustee in bankruptcy

Credit balance

Validity: 31.10.2009

Currency: CZK

Band 1	Band 2	Band 3
< 1000000,-	≥ 1000000,- < 5000000,-	≥ 5000000,-
0.01 %	0.20 %	0.30 %

 

Accounts subject to fees - current account for notarial custody, current account for funds received by a court executor, current account for funds received by an attorney/an entity operating an attorney practice

Credit balance

Validity: 31.10.2009

Currency: CZK

< 10000000,-	≥ 10000000,-
0.25 %	0.50 %

 

Unauthorised debit balance

25.00 %

Other current accounts

• Current account for grants from the state budget and the State Housing Development Fund
• Current account for a newly established partnership (co-operative society)
• Current account for increasing the registered capital
• Current account for the payment of monetary investments of partnerships (introduced from 15.2.2006)
• Current account for funds received by an auctioneer (introduced from 13.10.2003)

Accounts exempt from fees

• Current account for notarial custody
• Current account for funds received by a court executor
• Current account for funds received by an attorney/an entity operating an attorney practice

Validity: 15.2.2006

Currency: CZK

Credit balance	0.00 %
Unauthorised debit balance on a current account (sanction interest)	25.00 %

 

Investment Account*

Validity: 31.10.2009

Currency: CZK

Credit balance

0.50 %

*Investment Clearing Account

 

Note: For payment accounts maintained in accordance with the Act on Payments, interest rates on credit balances are publically announced - applies to the following products:

- current account, current account World Class, current account World Class Elite, current account Profit Program, Profit Program Light for entrepreneurs and small businesses, current accounts of non-profit sector, current account Program DOMOV, current accounts of free professions, current account Program Profesionál, Corporate Account of Česká spořitelna