Key Figures

Key Figures

IFRS, consol.	30.9.2010	30.9.2011
Total assets (CZK m)	891,549	932,029
Net loans to customers (CZK m)	444,504	450,200
Customer deposits (CZK m)	678,514	700,987
Shareholders' equity (CZK m)	66,698	76,219
Net profit (CZK m)	8,281	9,555

Number of employees	10,759	10,296
Number of branches	664	653
Number of ATMs	1,276	1,392
Number of active payment cards (in thousands)	3,231	3,189

Net interest margin	3.9%	3.9%
Cost /Income ratio	41.4%	41.9%
ROAE	16.9%	17.3%
ROAA	1.2%	1.4%
Capital adequacy (BIS until June 2007, CNB from July 2007)	14.0%	14.4%
Share of NPLs	6.7%	6.4%