To verify your identity and for avoidance of any unauthorized access to your
account, the Internetbanking Application uses unique security technology:
Client ID and password for Internetbanking (eventually current password for the
Telebanking), Client Certificate or Login SMS. Upon correct entering of all
required data and their authentication, you will be authorized to use all
passive functionalities. You can change your password for Internetbanking at
any time, optionally by means of graphic keyboard. When activating the
Internetbanking service for the first time you will be prompted to enter
additional specific information known exclusively to you, which will prevent
any activation by a third party without your knowledge.
All active transactions must be authenticated by the authorisation SMS or by
your Client Certificate.
You can set up the Authorisation SMSs method at any branch of Česká
spořitelna - if you cannot come to Česká spořitelna branch in person, you can
use correspondence method to request the
set-up of Authorisation SMS.
All transaction security means listed above will provide necessary security
that you have entered the transaction.
The application enables sending of SMS messages as a confirmation of
transactions received by the Bank. The application can also be set up to send
SMS messages after each movement on the account or whenever the account balance
exceeds /drops under permitted limit.
Data security in the Bank
The Bank is protected against its systems hacking by efficient combination
of hardware and software protection technologies, such as firewalls, hacker
detectors and by separation of its information systems from any access through
the Internet. The protection technology is periodically checked for efficiency
and compliance with the Bank's security policy.
Secure communication with the Bank
To make sure that your transaction instructions are delivered safely to the
Bank it is necessary to avoid their potential modification by unauthorized
users. Therefore, your communication with the Bank over the Internet must be
effectively encrypted by a 128-bit encryption by SSL technology. In addition,
to enter into encrypted communication you will have to use the Bank's Server
Certificate issued by a recognized certification authority, which will ensure
that you really communicate with the Bank and not with some pretend-to-be
Internet Banking provider.