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Přihlášení do iBODU

Přihlášení do SERVIS 24

Přihlášení do BUSINESS 24

Osobní finance

Entrepreneurs and Small Business, Public and Non-Profit Sector - I. Deposit products

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1. Podnikatelske konto Klasik Ceske sporitelny

Note: This is a historical version of the List of Tariffs and Fees of ?eská spo?itelna valid from 01.10.2015 to 30.12.2015. Currently valid versions of the List are available at another part of our web.

1.1. Opening and closing of Podnikatelske konto Klasik Ceske sporitelny

   
Opening  free of charge
Closing  free of charge

1.2. Basic package - monthly fee

1.2.1. Account maintenance

   
Maintenance fee  149

1.2.2. Services in basic package

   
SERVIS24 - internetbanking and phonebanking including Mobilní banka  free of charge
Debit card VISA Business  free of charge
Firemni kontokorent with credit limit up to CZK 50,000  free of charge
Payments Klasik free of charge
Issuing of monthly statement  free of charge
Your own card design (card from gallery)  free of charge

1.3. Optional services - monthly fee per each service

   
Information SMS  29
Another debit card VISA Business 
All cash withdrawals from ATM of Ceska sporitelna 
Favoured payments abroad
  • two incoming SEPA/cross-border transfer up to 50,000 EUR
  • two outgoing for CZK 30  

Payments Klasik
This service includes 30 domestic payments in CZK:  payment order acceptance via SERVIS24 (phonebanking - automated voice service, internetbanking, GSM banking, Mobilni banka, Platba 24, Business 24 or MultiCash), ATM or payment terminal, standing order or collection permit execution, incoming payment, mobile phone charging via ATM or SERVIS24 and clearing

Information SMS
25 pieces of information SMS including balance SMS and other SMS types (cash withdrawal by card at ATM, payment by card, non-realized payments, standing orders or collection permits, remider in case of outstanding overdraft)

All cash withdrawals from ATM of Ceska sporitelna
All cash withdrawals from ATM of Ceska sporitelna

It is possible to actively arrange insurance for key persons. Prices are in chapter 3.5. of this price list.

2. Podnikatelske konto Maxi Ceske sporitelny

Podnikatelske konto Maxi Ceske sporitelny is intended for clients with turnover up to CZK 30 mio per year

2.1. Opening and closing of Podnikatelske konto Maxi Ceske sporitelny

   
Opening  free of charge
Closing  free of charge

2.2. Basic package - monthly fee

2.2.1. Account maintenance

   
Maintenance fee  299

2.2.2. Services in basic package

   
SERVIS24 - internetbanking and phonebanking including Mobilni banka  free of charge
Debit card VISA Business free of charge
Firemni kontokorent with credit limit up to CZK 50,000  free of charge
All payments  free of charge
Information SMS  free of charge
All cash withdrawals from ATM of Ceska sporitelna free of charge
Personal account  free of charge
Issuing of monthly statement  free of charge
Your own card desing (picture from gallery)  free of charge

2.3. Optional services - monthly fee per each service

   
Another debit card VISA Business  29
Favoured payments abroad
  • two incoming SEPA/cross-border transfer up to 50,000 EUR
  • two outgoing for CZK 30  
 

Information SMS
25 pieces of information SMS including balance SMS and other SMS types (cash withdrawal by card at ATM, payment by card, non-realized payments, standing orders or collection permits, remider in case of outstanding overdraft)

Personal account
Discount CZK 69 for maintenance fee of Personal Account of Ceska sporitelna or Personal Account of Ceska sporitelna II. Valid only for accounts opened before 18.10.2014.

It is possible to actively arrange insurance for key persons. Prices are in chapter 3.5. of this price list.


 

3.  Firemní účet České spořitelny

3.1.  Opening, change, closing

   
Opening  free of charge
Change to another account type  free of charge
Closing free of charge

3.2.  Products and services provided free of charge and included in the monthly fee

   
Current account maintenance  free of charge
Issue of monthly statement (account statement series) free of charge

3.3.  Standard Products and Services

   
Standard I: 0 to 1 product/service Standard  92
Standard II: 2 to 3 products/sesrvices Standard  172
Standard III: 4 to 5 products/services Standard  342
6th and every other single product/service Standard   +30

3.4.  Products and Services Transakce  - the fees are charged separately

   
Electronic transactions I (14 transactions)  24
Electronic transactions II (36 transactions)   64
Electronic transactions III (80 transactions)   134
Complex transactions I (14 transactions)  54
Complex transactions II (36 transactions)   134
Complex transactions III (80 transactions)   304
Complex transactions IV (150 transactions)  534

3.5.  Products and Services Special  - the fees are charged separately

  Insurance benefits limit 250 000 CZK  Insurance benefits limit 500 000 CZK  Insurance benefits limit 1 000 000 CZK  Insurance benefits limit 1 500 000 CZK 
A set - death and 3rd degree accidental disablement 115 225 385 545
B set - death and 3rd degree all incident disablement 325 585 1,155 1,555

4.  Current Accounts in Czech Currency

The fees indicated in the List of Charges also apply to current accounts in Czech currency for individual clients

4.1.  Current account opening, transfer, closing

   
Opening of current account free of charge
Transfer of current account or overdraft account to another branch upon the client's request   free of charge
Closing of current account or overdraft account upon the client's request   free of charge

4.2.  Current account maintenance

  With direct banking services   Without direct banking services   Public sector clients, Within the frame of the Professional Program (freelance professions) 1)    Within the frame of the Home Program for housing cooperatives and owner associations *) For the purpose of company foundation, basic capital increase, and settlement of monetary investments of companies   For the state budget or State Housing Development Fund subsidies,   Investment Account , for loans under Housing Improvement  Fund Account for insurance agents***)   Within the frame of the PROFIT light Program **) 1)
Maintenance fee - monthly  45 75 40 150 free of charge free of charge 45   
*) the fee includes:
  • issue of a regular monthly account statement (account statement series) and sending it by mail to the address agreed
  • issue/use of one Visa Business (Visa Business Electron) payment card issued to current account
  • SERVIS 24 monthly fee

**) the fee includes:

  • Issue/use of one Visa Business (MasterCard Business) debit card
  • SERVIS 24 monthly fee
  • acceptance of 10 payment orders through SERVIS 24 Internetbanking per month
  • 2 cash withdrawals with card from ATMs of Česká spořitelna per month

***) account includes:

  • incoming and single outgoing electronic transactions including surcharge for in/out payments to other banks in the Czech republic (clearing center of ČNB) for free 

1) new accounts are not opened as of 1 November 2011

4.3.  Security account 

   
Opening and maintenance fee  0.2% from the deposited amount, minimum 4,000, maximum 20,000
Extra charge for individual adjustments according to the client’s request (in additon to opening and maintenance fee) + 0.2% from the deposited amount, minimum 6,000, max. 20,000 in addition to the opening and maintenance fee
Appendix to an existing contract according to the client´s request  0,2% from the deposited amount, minimum 6,000, max. 20,000

4.4.  Maintenance of special current accounts for freelance professions based on a Framework Contract

  Accounts for notarial custody, for funds accepted by court distrainers and for funds accepted by a solicitor/entity performing advocacy - interest bearing accounts (fee charged upon account balancing at the client's request) *) Accounts for notarial custody, for funds accepted by court distrainers and for funds accepted by a solicitor/entity performing advocacy - non-interest bearing accounts *)  non-interest bearing accounts  
Maintenance   290 free of charge 40
*) price includes:
  • non-cash payments (except for foreign payments)
  • acceptance of payment orders in CZK submitted via mail or collection boxes
  • cash withdrawals at bank counters and processing of cash deposits at bank counters (including cash deposits made by third parties)
  • cash payment of a private cheque of Česká spořitelna a.s. at the branch of Česká spořitelna a.s.
  • accounting entries arising from cash transactions
  • issue of a regular monthly account statement (account statement series) and sending it by mail to the address agreed / p reparation for delivery at the branch to be collected in person

4.5.  Issue of regular account statement (account statement series) 

   
Electronic monthly, quarterly - SERVIS 24/BUSINESS 24 Internetbanking free of charge
Electronic - more often than monthly 15
Paper statement by mail to the adress in Czech republic 25
Paper statement by mail to the adress out of Czech republic 40
Paper statement at the branch to be collected in person 80
Surcharge for second and other envelope 10

5.  Current Accounts in Foreign Currency

5.1.  Account opening, transfer, closing

   
Account opening   free of charge
Transfer of account to another branch upon the client's request  free of charge
Closing of account upon the client's request   free of charge

5.2.  Account  maintenance

  With direct banking services   Without direct banking services  Set up within the Profit Program   For the purpose of company foundation, basic capital increase, and settlement of monetary investments of companies   Investment Account  
Maintenance fee - monthly  45 75 free of charge free of charge free of charge

5.3.  Maintenance of special accounts for freelance professions based on a Framework Contract

  Accounts for notarial custody, for funds accepted by court distrainers and for funds accepted by a solicitor /entity performing advocacy *) - interest bearing accounts (fee charged upon account balancing at the client's request)   Accounts for notarial custody, for funds accepted by court distrainers and for funds accepted by a solicitor /entity performing advocacy *) - non-interest bearing accounts   Accounts for auctioneers, trustees in bankruptcy and trustees in insolvence  
Maintenance fee  290 free of charge fees pursuant to Item 4.2 are charged
*) including issue  of a regular account statement (account statement series) and sending it by mail to the address agreed / p reparation for delivery at the branch to be collected in person)

5.4.  Statements:

Electronic monthly, quarterly - SERVIS 24/BUSINESS 24 Internetbanking free of charge 
Electronic - more often than monthly 15
Paper statement by mail to the adress in Czech republic 25
Paper statement by mail to the adress out of Czech republic 40
Paper statement at the branch to be collected in person 80
Surcharge for second and other envelope 10
Issue of copies of each account statements  75 
Issue of turnover statement 30

6.  Deposit Accounts

   
Deposit account opening, maintenance   free of charge
Change of client disposition in relation to principal and/or interest transfer   free of charge

7.  Additional fee for account maintanance - applies only to accounts of towns and villageswith effect from 31. 12. 2015

 
The Bank may charge an additional fee for account management (current account or other type of account) at the rate of 0.15% from Increased balances 1 to 31.12. If the sum of Balances on client accounts to 31.12. 2 given year exceeds CZK 50 million and will be higher than Average balances 3  in a given year. The fee can be charged from any client account maintained by the Bank in January of the following year. 

1 Increased balances: the difference between the balances on client accounts to 31.12. 2 and average balances 3 .

2 Balances on client accounts to 31.12 .: The sum of final balances in all accounts and term deposits (deposit accounts) converted into the currency CZK by central rate of the Czech National Bank to 31.12. given year. Any negative balances will be replaced by zero.

3 Average balances: Average total of the final balance on all client accounts from 1.1. to 11.30 given year converted into the currency CZK by central rate of the Czech National Bank as of 12/31 of that year plus the total of the average balances of time deposits (deposit accounts) client from January to November (always as of the end of the respective month) of the year, converted into the currency CZK by central rate of the Czech National Bank as of 12/31 given year. The result will be increased by 10%. Any negative balances will be replaced by zero.

8.  General items

   
Late penalty 500
Limitation of disposal with funds in account   150

Prices are quoted in CZK

The account administration and maintenance fee is payable irrespective of the fact whether the account is terminated before the expiry of the term as specified in the List of Charges.

For foreign currency accounts prices are shown in CZK but they are collected in respective foreign currency equivalent. A price which corresponds with its maximum/minimum amount or a fixed price is converted against a rate of the Czech National Bank valid on the fee maturity/charge date. Prices charged as a percentage rate are converted against the trading rate of ČS,a.s. valid on the fee maturity/charge date.

Apart from the fees for services specified in the List of Charges, also  other expenses (e.g. expenses of other banks and institutions) are charged. The fees are paid in cash during the provision of services or debited to the applicable account, however, such fees shall be settled not later than upon account closing and/or at the end of the year. Upon request, Česká spořitelna shall issue a receipt for fees paid in cash.

Additional fees charged for services provided by Česká spořitelna, a.s. are detailed in other parts of the List of Charges.

In exceptional cases, the bank may provide a discount from the specified fee.

This List of Charges shall become valid as of 1 October 2015 and any amendments hereto shall be published at the branches of Česká spořitelna, a.s.

Note: This is a historical version of the List of Tariffs and Fees of ?eská spo?itelna valid from 01.10.2015 to 30.12.2015. Currently valid versions of the List are available at another part of our web.

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Aktuální k: 9.12.2016
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