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Product description

We offer three options of payment card travel insurance: Comfort, Exclusive and Gold.

  • The Comfort option can be arranged for all international cards with the exception of cards issued within the frame of Česká spořitelna Personal Account, Chytrá karta České spořitelny and Penzijní karta České spořitelny.
  • Exclusive and Gold options are automatically the part of selected silver and gold.

Think of your family, too. You can arrange additional Family insurance to all insurance options.

Travel insurance includes:

  • Medical expense insurance
  • Accident insurance
  • Third party indemnity insurance
  • Luggage insurance
Option COMFORT EXCLUSIVE GOLD

Maximum duration of one travel

90 days

90 days

120 days

Insurance benefits

Premium amount (CZK)

Medical expenses

1.5 million

2.5 million

3.5 million

Accident insurance - accidental death and permanent consequences

1 million

1.5 million

1.5 million

Damage liability  insurance

200 thousand

1 million

2 million

Damaged and lost luggage

10 thousand *

20 thousand

40 thousand

Deductibles in CZK

500

---

---

Limit per 1 claim

3 thousand

5 thousand

40 thousand

Late luggage when travelling by air

---

1.5 thousand/hour,
max. deductible CZK 8 thousand and 6 hours

3 thousand/hour,
max. deductible CZK 15 thousand and 6 hours

Late Flight

---

1.5 thousand/hour,
max. deductible CZK 8 thousand and 6 hours

3 thousand/hour,
max. deductible CZK 15 thousand and 6 hours

Geographical limitations The insurance is valid for insured risks outside the territory of the Czech Republic and outside the country of permanent residence of the cardholder.
Assistance service **

Insurance benefits

Premium amount (CZK)

Repatriation

500 thousand

1.5 million

unlimited

Repatriation of mortal remains

250 thousand

500 thousand

unlimited

Compensation for coffin acquisition

50 thousand

150 thousand

unlimited

Legal assistance

50 thousand

50 thousand

50 thousand

Car accident - deposit

150 thousand

150 thousand

250 thousand

Recourse actions - legal assistance

50 thousand

50 thousand

50 thousand

Travel expenses of the insured person's representative

---

150 thousand

250 thousand

Travel expenses of a family member

65 thousand

150 thousand

250 thousand

Loss of travel documents

---

20 thousand

20 thousand

Max. limit of insurance benefits per 1 claim under assistance program

500 thousand

1.5 million

3.5 million

* Only for card holders
** Limits of services cannot be cumulated with the limit for medical expenses.

For full details, see the General Terms and Conditions of Travel Insurance.

Arrange your insurance at any branch of Česká spořitelna.

The insurance is provided in cooperation with the Kooperativa insurance company.

If an insured event occurs, the assistance service is provided by Global Assistance on Tel.: +420 266 799 779.

© Česká spořitelna, a. s. Všechna práva vyhrazena. Materiály určené pro veřejnost.
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