800 207 207

Přihlášení do iBODU

Přihlášení do SERVIS 24

Přihlášení do BUSINESS 24

Osobní finance

For whom the product is designed

Private individuals - above 18 years of age
  • citizens of the Czech Republic with permanent residency in the Czech Republic
  • foreign nationals with permanent residency in the Czech Republic
  • citizens of the Czech Republic or foreign nationals with permanent residency abroad

Product description

  • from CZK 30 thousand; no generally applicable maximum amount is determined
  • a non-specific loan paid out to clients in cash or to their accounts
  • the actual use of the provided funds is not monitored
  • are not designed for financing client’s activities associated with their businesses

Advantages

  • operative and time-efficient solution for the payment without monitoring the actual use of the provided funds
  • the loan can be used as a suitable supplement to mortgages and loan products provided under building saving plans
  • private individuals who do not have an account with Česká spořitelna can also apply for this loan

Product Terms and Conditions

Clients are required to meet the bank’s terms and conditions for loan eligibility and demonstrate their capacity to repay the loan to the bank within the specified period from their income.

Who provides information

Price list

Further information

Product parameters

Loan amount

  • from CZK 30 thousand; no generally applicable maximum amount is determined as it depends on the applicant’s credit needs and their ability to repay the loan within the agreed period

Loan maturity

  • up to 7 years

Loan security

  • loans of up to CZK 600 thousand can be obtained without security.
  • lien on a deposit receivable

Drawing on a loan

  • immediately in a lump-sum cash payment or by transferring the loan amount to the client’s account for their unrestricted use

Loan repayment

  • the loan is repaid in regular, usually monthly instalments
  • instalments are usually non-cash bank transfers from the client’s account based on a collection permit established for giro or current accounts administered by Česká spořitelna or a different bank
  • extra instalments can be made at any time

Pobočky a bankomaty

Bankomaty


Pobočky


Objednání na pobočku


Pobočky se směnárnou

Kontakty

Infolinka: 800 207 207

 

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Kurzovní lístky

Aktuální k: 5.12.2016
Kurz měny: deviza - střed
EUR 27,040 - -0,11%
USD 25,349 - -0,73%

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