Osobní finance

Interest rates - Current accounts

Corporate account "Klasik" of Česká spořitelna

Validity: 1.11.2013 Currency: CZK

Credit balance

0,01 %
Unauthorised debit balance on a current account (sanction interest) 25.00 %

Corporate account "Maxi" of Česká spořitelna

Validity: 1.11.2013 Currency: CZK

Credit balance

0.01 %
Unauthorised debit balance on a current account (sanction interest) 25.00 %

Saving account for Corporate account "Maxi" of Česká spořitelna

Validity: 1.6.2015 Currency: CZK
Credit balance up to 1 000 000 CZK Credit balance over 1 000 000 CZK
0.30 % 0.01 %

Corporate account of Česká spořitelna *)

Česká spořitelna's corporate account without Favourable Interest Rate

Validity: 16.8.2010 Currency: CZK

interest rate p.a.

0.01 %

Česká spořitelna's corporate account with Favourable Interest Rate

Credit balance

Validity: 1.11.2015 Currency: CZK
Band 1 Band 2 Band 3 Band 4 Band 5
< 50000,- ≥ 50000,-
< 100000,-
≥ 100000,-
< 150000,-
≥ 150000,-
< 200000,-
200000,-
0.10 % 0.10 % 0.20 % 0.20 % 0.01 %

*) applies to selected branches of Česká spořitelna, a.s. For more details contact your branch.

Current account, World Class current account, security account

Credit balance

Validity: 31.10.2009 Currency: CZK
< 1000000,- ≥ 1000000,-
< 5000000,-
≥ 5000000,-
0.01 % 0.01 % 0.01 %

Current accounts for the public sector

Credit balance

Validity: 1.6.2015 Currency: CZK
< 1000000,- ≥ 1000000,-
< 5000000,-
 ≥ 5000000,-

Public sector

0.10 % 0.05 % 0.01 %

Current accounts for the non-profit sector

Credit balance

Validity: 1.6.2015 Currency: CZK
< 1000000,- ≥ 1000000,-
< 5000000,-
 ≥ 5000000,-

Non-profit sector

0.10 % 0.05 % 0.01 %

Program DOMOV current account

Credit balance

Validity: 1.6.2015 Currency: CZK
< 1000000,- ≥ 1000000,-
< 5000000,-
 ≥ 5000000,-
0.10 % 0.05 % 0.01 %

Current account for freelance professions*

Credit balance

Validity: 31.10.2009 Currency: CZK
Band 1 Band 2 Band 3
< 1000000,- ≥ 1000000,-
< 5000000,-
≥ 5000000,-
0.01 % 0.20 % 0.30 %

*Current account for freelance professions is no longer available from 1.11.2010

Current account for funds received by a trustee in bankruptcy

Credit balance

Validity: 31.10.2009 Currency: CZK
Band 1 Band 2 Band 3
< 1000000,- ≥ 1000000,-
< 5000000,-
≥ 5000000,-
0.01 % 0.20 % 0.30 %

Accounts subject to fees - current account for notarial custody, current account for funds received by a court executor, current account for funds received by an attorney/an entity operating an attorney practice

Credit balance

Validity: 31.10.2009 Currency: CZK
 < 10000000,-  ≥ 10000000,-
0.25 % 0.50 %

  Unauthorised debit balance

  25.00 %

Other current accounts

  • Current account for grants from the State Housing Development Fund
  • Current account for a newly established partnership (co-operative society)
  • Current account for the payment of monetary investments of partnerships (introduced from 15.2.2006)

Accounts exempt from fees

  • Current account for notarial custody
  • Current account for funds received by a court executor
  • Current account for funds received by an attorney/an entity operating an attorney practice
Validity: 15.2.2006 Currency: CZK

Credit balance

0.00 %
Unauthorised debit balance on a current account
(sanction interest)
25.00 %

Investment Account*

Validity: 1.3.2013 Currency: CZK

Credit balance

0.00 %

*Investment Clearing Account

Note: For payment accounts maintained in accordance with the Act on Payments, interest rates on credit balances are publically announced - applies to the following products:

- current account, current account World Class, current account Profit Program, Profit Program Light for entrepreneurs and small businesses, current accounts of non-profit sector, current account Program DOMOV, current accounts of free professions, current account Program Profesionál, Corporate Account of Česká spořitelna