Osobní finance

Entrepreneurs and Small Business, Public and Non-Profit Sector - IV. Card services

Note: This is a historical version of the List of Tariffs and Fees of ?eská spo?itelna valid from 20.10.2010 to 30.09.2011. Currently valid versions of the List are available at another part of our web.
Please note that to print the List of Tariffs and Fees you must use its pdf version. This version is not optimized for printing, therefore it might result in an incomplete document depending on your specific browser and printer setup.

1.  Card issue/use

1.1.  International debit cards – annual fee

  Visa Business   Visa Business Plus   Visa Business Gold  
Card issue/use - annual fee  400 1,200 3,700

1.2.  International prepaid cards – annual fee

  Prepaid Business Maestro  Kredit+ MasterCard Business   Visa Business charge card   Visa Gold charge card  
Card issue/use - annual fee  230 650 2,200 4,700

1.3.  Domestic proprietary credit cards

  HORNBACH ProfiCard  
Card issue/use - annual fee  free of charge

1.4.  Cards with suspended issuance or card use

  Visa Business Electron   MasterCard Business  
Card use - annual fee  200 400

2.  Optional insurance

2.1.  Travel insurance – annually*)

   
Comfort**) – cardholder insurance 300
Comfort Family**) – additional insurance of family members to cards +1 adult and 3 children) 450
Exclusive Family – additional insurance of family members to Visa Business Plus and Visa Business charge cards (+1 adult and 3 children)   750
Gold Family – additional insurance of family members to Gold cards (+1 adult and 3 children)   1,500

2.2.  Card and personal belongings insurance – annually*)

   
P10 (insurance cover up to CZK 10,000)   170
P30 (insurance cover up to CZK 30,000) 320
P60 (insurance cover up to CZK 60,000)   480
P90 (insurance cover up to CZK 90.000)  780
*) Apart from insurance arranged to an already issued valid card, where the first payment of the insurance premium is charged at the time when the insurance is effected, and subsequent payments along with the annual card fee

**) Insurance may be also purchased to international cards, with the exception of Visa Business Plus, Visa Business charge and Gold cards

3.  Other services

3.1.  Services available at ATMs

  ATM of Česká spořitelna  ATM of other bank 
Account balance query   free of charge 20
Card transaction limit inquiry  free of charge
PIN change   50

3.2.  Issue and sending of account statement/statement of transactions

  By mail  At the branch (to be collected in person) 
Regular statement of transactions done by debit cards - for current account holder   free of charge + postage
Regular account statement – for card account holder (credit, charge, prepaid cards)   free of charge + postage 45
Regular statement of transactions done by international credit, charge, prepaid card - for card holder free of charge + postage
Extraordinary account statement/statement of transactions issued on client´s request (charge, prepaid, credit cards)   30 + postage

3.3.  Change of card transaction limits

   
Card blocking/unblocking  30
Changing card transaction limits 30

3.4.  Sending of card/express debit card issue

   
Sending of  international payment cards by mail to the client's address in the CR free of charge
Sending of  international payment cards by mail to the client's address in the CR   3,000 in addition to the card fee
Express debit card issue, including delivery to the cardholder's address on the territory of the CR 3,000 in addition to the card fee

3.5.  Card Blocking

   
Blocking execution upon client´s request   free of charge
Blocking recall   free of charge

3.6.  Sending of reminder notice in the event of default in the payment of the prescribed amount to the credit, charge card and domestic proprietary credit card

   
Failure to meet the maturity - credit card 250
1st reminder notice, 2nd reminder notice, 3rd reminder notice  300 + postage

3.7.  Emergency services (for embossed cards)

   
Issue of duplicate card with limited validity abroad (Emergency Card)   3,000
Issue of duplicate card with limited validity abroad (Emergency Card)   3,000

3.8.  Other Items

   
Your own special card – placing image (design) from gallery on Visa Business to Firemní účet České spořitelny free of charge
Resending of PIN by registered letter with personal delivery – for all card types    100
Production of duplicate card – fee charged upon duplicate card request submission
  • electronic
  • embossed
200
Agreement of a loan for the maturity of credit , charge cards and domestic proprietary credit cards    free of charge
Card account administration and maintenance for credit and charge cards    free of charge

Prices are quoted in CZK

Apart from the fees for services specified in the List of Charges, also (-) other expenses (e.g. expenses of other banks and institutions) are charged. The fees are paid in cash during the provision of services or debited to the applicable account, however, such fees shall be settled not later than upon account closing and/or at the end of the year. Upon request, Česká spořitelna shall issue a receipt for fees paid in cash.

Additional fees charged for services provided by Česká spořitelna, a.s. are detailed in other parts of the List of Charges.

In exceptional cases, the bank may provide a discount from the specified fee.

This List of Charges shall become valid as of 20 October 2010 and any amendments hereto shall be published at the branches of Česká spořitelna, a.s.

Done in Prague on 12 October 2010

Ing. Jiří Škorvaga CSc., in his own hand
Member of the Board of Directors
and Deputy General Director
Martin Techman, in his own hand
Director of the Business Development
 
Note: This is a historical version of the List of Tariffs and Fees of ?eská spo?itelna valid from 20.10.2010 to 30.09.2011. Currently valid versions of the List are available at another part of our web.