Osobní finance

Entrepreneurs and Small Business, Public and Non-Profit Sector - I. Deposit products

Note: This is a historical version of the List of Tariffs and Fees of ?eská spo?itelna valid from 01.09.2010 to 31.10.2010. Currently valid versions of the List are available at another part of our web.
Please note that to print the List of Tariffs and Fees you must use its pdf version. This version is not optimized for printing, therefore it might result in an incomplete document depending on your specific browser and printer setup.

1.  Firemní účet České spořitelny

1.1.  Opening, change, closing

   
Opening  free of charge
Change to another account type  free of charge
Closing free of charge

1.2.  Products and services provided free of charge and included in the monthly fee

   
Current account maintenance  free of charge
Issue of monthly statement (account statement series) free of charge

1.3.  Standard Products and Services

   
Standard I: 0 to 1 product/service Standard  92
Standard II: 2 to 3 products/sesrvices Standard  172
Standard III: 4 to 5 products/services Standard  342
6th and every other single product/service Standard   +30

1.4.  Products and Services Transakce  - the fees are charged separately

   
Electronic transactions I (14 transactions)  24
Electronic transactions II (36 transactions)   64
Electronic transactions III (80 transactions)   134
Complex transactions I (14 transactions)  54
Complex transactions II (36 transactions)   134
Complex transactions III (80 transactions)   304

1.5.  Products and Services Special  - the fees are charged separately

  Insurance benefits limit 250 000 CZK  Insurance benefits limit 500 000 CZK  Insurance benefits limit 1 000 000 CZK  Insurance benefits limit 1 500 000 CZK 
A set - death and 3rd degree accidental disablement 115 225 385 545
B set - death and 3rd degree all incident disablement 325 585 1,155 1,555

2.  Current Accounts in Czech Currency

The fees indicated in the List of Charges also apply to current accounts in Czech currency for individual clients

2.1.  Current account opening, transfer, closing

   
Opening of current account free of charge
Transfer of current account or overdraft account to another branch upon the client's request   free of charge
Closing of current account or overdraft account upon the client's request   free of charge

2.2.  Current account maintenance

  With direct banking services   Without direct banking services   Public sector clients   Within the frame of the Professional Program (freelance professions)   Within the frame of the Home Program for housing cooperatives and owner associations *) Within the frame of the PROFIT light Program **)  For the purpose of company foundation, basic capital increase, and settlement of monetary investments of companies   For the state budget or State Housing Development Fund subsidies,   Investment Account , for loans under Housing Improvement  Fund
Maintenance fee - monthly  45 75 40 40 150 159 free of charge free of charge
*) the fee includes:
  • issue of a regular monthly account statement (account statement series) and sending it by mail to the address agreed
  • issue/use of one VISA Business (VISA Business Electron) payment card issued to current account
  • SERVIS 24 monthly fee

**) the fee includes:

  • Issue/use of one VISA Business (MC Business) debit card
  • SERVIS 24 monthly fee
  • acceptance of 10 payment orders through SERVIS 24 Internetbanking per month
  • 2 cash withdrawals with card from ATMs of Česká spořitelna per month

2.3.  Security account maintenance (a lump-sum fee charged upon the conclusion of the account contract)

  Up to CZK 12.5 million of the deposited amount   Over CZK 12.5 million of the deposited amount  
Maintenance fee  0.2% from the deposited amount, minimum 4,000 individually priced, max. 25 000

2.4.  Maintenance of special current accounts for freelance professions based on a Framework Contract

  Accounts for notarial custody, for funds accepted by court distrainers and for funds accepted by a solicitor/entity performing advocacy - interest bearing accounts (fee charged upon account balancing at the client's request) *) Accounts for notarial custody, for funds accepted by court distrainers and for funds accepted by a solicitor/entity performing advocacy - non-interest bearing accounts *)  non-interest bearing accounts  
Maintenance   290 free of charge 40
*) price includes:
  • incoming non-cash payments (except for foreign payments)
  • acceptance of payment orders in CZK submitted via mail or collection boxes
  • cash withdrawals at bank counters and processing of cash deposits made by third parties at bank counters
  • cash payment of a private cheque of Česká spořitelna a.s. at the branch of Česká spořitelna a.s.
  • accounting entries arising from cash transactions
  • issue of a regular monthly account statement (account statement series) and sending it by mail to the address agreed / p reparation for delivery at the branch to be collected in person

2.5.  Issue of regular account statement (account statement series)  and preparation of a regular account statement to be delivered according to the agreed delivery manner for account statement series

   
Issue of regular account statement (account statement series)   15 
Preparation of a regular monthly account statement through SERVIS 24/BUSINESS 24 Internetbanking free of charge
Preparation of a regular monthly account statement at the branch to be collected in person 45 
Preparation of a regular monthly account statementsending by mail to the address agreed   postage 

3.  Current Accounts in Foreign Currency

3.1.  Account opening, transfer, closing

   
Account opening   free of charge
Transfer of account to another branch upon the client's request  free of charge
Closing of account upon the client's request   free of charge

3.2.  Account  maintenance

  With direct banking services   Without direct banking services  Set up within the Profit Program   For the purpose of company foundation, basic capital increase, and settlement of monetary investments of companies   Investment Account  
Maintenance fee - monthly  45 75 free of charge free of charge free of charge

3.3.  Maintenance of special accounts for freelance professions based on a Framework Contract

  Accounts for notarial custody, for funds accepted by court distrainers and for funds accepted by a solicitor /entity performing advocacy *) - interest bearing accounts (fee charged upon account balancing at the client's request)   Accounts for notarial custody, for funds accepted by court distrainers and for funds accepted by a solicitor /entity performing advocacy *) - non-interest bearing accounts   Accounts for auctioneers, trustees in bankruptcy and trustees in insolvence  
Maintenance fee  290 free of charge fees pursuant to Item 2.2 are charged
*) including issue  of a regular account statement (account statement series) and sending it by mail to the address agreed / p reparation for delivery at the branch to be collected in person)

3.4.  Statements:

   
Issue of each regular account statement (account statement series)   15 
Preparation of a regular account statement to be delivered according to the agreed delivery manner for account statement series - through SERVIS 24/BUSINESS 24 Internetbanking  free of charge 
Preparation of a regular account statement to be delivered according to the agreed delivery manner for account statement series - at the branch to be collected in person   45 
Preparation of a regular account statement to be delivered according to the agreed delivery manner for account statement series - sending by mail to the address agreed   postage 

4.  Deposit Accounts

   
Deposit account opening, maintenance   free of charge
Change of client disposition in relation to principal and/or interest transfer   free of charge

5.  General items

   
Issue of copies of each account statements (account statement series), payment transaction information   75
Issue of turnover statement   30
Notice for settlement of debit balance and non covered payments 
  • 1st notice
  • 2nd notice
  • 3rd notice 
300 + postage
Limitation of disposal with funds in account   150

Prices are quoted in CZK

The account administration and maintenance fee is payable irrespective of the fact whether the account is terminated before the expiry of the term as specified in the List of Charges.

For foreign currency accounts prices are shown in CZK but they are collected in respective foreign currency equivalent. A price which corresponds with its maximum/minimum amount or a fixed price is converted against a rate of the Czech National Bank valid on the fee maturity/charge date. Prices charged as a percentage rate are converted against the trading rate of ČS,a.s. valid on the fee maturity/charge date.

Apart from the fees for services specified in the List of Charges, also  other expenses (e.g. expenses of other banks and institutions) are charged. The fees are paid in cash during the provision of services or debited to the applicable account, however, such fees shall be settled not later than upon account closing and/or at the end of the year. Upon request, Česká spořitelna shall issue a receipt for fees paid in cash.

Additional fees charged for services provided by Česká spořitelna, a.s. are detailed in other parts of the List of Charges.

In exceptional cases, the bank may provide a discount from the specified fee.

This List of Charges shall become valid as of 1 September 2010 and any amendments hereto shall be published at the branches of Česká spořitelna, a.s.

Done in Prague on 24 August 2010

Ing. Jiří Škorvaga CSc., in his own hand
Member of the Board of Directors
and Deputy General Director
Martin Techman, in his own hand
Director of the Business Development Division

Note: This is a historical version of the List of Tariffs and Fees of ?eská spo?itelna valid from 01.09.2010 to 31.10.2010. Currently valid versions of the List are available at another part of our web.