Osobní finance

Commercial Clients - IX. Payment Cards

Note: This is a historical version of the List of Tariffs and Fees of ?eská spo?itelna valid from 31.10.2009 to 15.08.2010. Currently valid versions of the List are available at another part of our web.
Please note that to print the List of Tariffs and Fees you must use its pdf version. This version is not optimized for printing, therefore it might result in an incomplete document depending on your specific browser and printer setup.

1.  Maintenance Annual Fees for Payment Cards

ItemTextPrice (CZK)
1.1. International Debit Cards
1.1.1. Visa Electron to current account 200
1.1.2. MasterCard Business 400
1.1.3. Visa Business debit 1,200
1.1.4. Visa Business Gold debit 3,700
1.2. International prepaid cards Maestro
1.2.1. Travel 230
1.3. International credit cards
1.3.1. Kredit+ MasterCard Business 650
1.4. International Charge Cards
1.4.1. Visa Business charge 2,200
1.4.2. Visa Gold charge 4,700

2.  Transaction Fees

ItemTextPrice (CZK)
2.1. Cash withdrawal on payment card issued by Česká spořitelna, a.s., from Česká spořitelna, a.s. ATM (cash dispenser)
2.1.1. on debit card free of charge
2.1.2. on credit card 1% of collected amount, min 25
2.1.3. on charge card, prepaid card 6
2.2. Cash withdrawal on payment card issued by Česká spořitelna, a.s., from other bank’s ATM or at Česká spořitelna, a.s. counter
2.2.1. on debit card, charge card, prepaid card 0.5% of collected amount + 25
2.2.2. on credit card 1% of collected amount  minimum 50
2.3. Cash withdrawal on payment card issued by Česká spořitelna, a.s., from ATM or at card teller spots abroad
2.3.1. on debit card, charge card, prepaid card 0.5% of collected amount + 100
2.3.2. on credit card 1% of collected amount, minimum 100
2.3.3. on debit card from ATM of ERSTE BANK GROUP members 6
2.4. Payment for goods and services at point of sales free of charge
2.5. Cash back - cash withdrawal along with payment for goods and services at point of sales 4

3.  Loans Granted through Credit Cards

ItemTextPrice (CZK)
3.1. Loan writing for the credit/charge card validity free of charge
3.2. Loan maintenance free of charge

4.  Card Replacement

ItemTextPrice (CZK)
4.1. Issuance of duplicate  card with original validity in case of loss, theft, malfunction or destruction
4.1.1. Debit card Visa Electron to current account 100
4.1.2. Debit card            MasterCard Business
           Visa Business
           Visa Business Gold
200
4.1.3. Prepaid card Maestro Travel 100
4.1.4. Credit card Kredit+ MasterCard Business

100

4.1.5. Charge card
        Visa Business charge
        Visa Gold charge
200
4.2. Duplicate card issuance abroad, with limited validity (Emergency card) 2,500

5.  Card Blocking

ItemTextPrice (CZK)
5.1. Blocking a card

free of charge

5.2. Reversal of blocking a card

free of charge

6.  Other Fees

ItemTextPrice (CZK)
6.1. Postage for registered personal delivery of PIN code/ issuance advice free of charge
6.2. Re-sending PIN code including postage for registered personal delivery 100
6.3. Services available at ATMs   
6.3.1.PIN change at ATMs of Česká spořitelna, a.s 50
6.3.2.account balance inquiry at ATMs of Česká spořitelna, a.s. (except debit cards) free of charge
6.3.3. account balance inquiry at ATMs of other banks (except debit cards) 20
6.3.4. Card transaction limits inquiry at an ATM of Česká spořitelna, a.s. free of charge
6.4. Express issuance of card including card delivery to holder’s address in the CR
Note:
This applies to all debit cards if the card application is approved on the point of sale on the same day on which it was accepted
3,000 surcharge to the card price
6.5. Sending of reminder in case that prescribed installment is not reimbursed to card account of credit/charge card
6.5.1. first reminder (-) 300 + postal charge
6.5.2. second reminder (-) 300 + postal charge
6.5.3. third reminder (-) 300 + postal charge
6.6. Delivery of new card in inland via post free of charge
6.7. Delivery of new card abroad via messenger at the end of its validity 2,100 surcharge to the card price
6.8. Emergency cash advance outside of the CR (Emergency Cash Advance) 1,500
6.9. Account statement – for card account holder (charge, prepaid, credit cards)
6.9.1. via post free of charge + postal charges
6.9.2. at the branch to be collected in person 45
6.10. Statement of transactions done by debit cards – for current account holder

free of charge + postal charges

6.11. Statement of transactions done by card – for cardholder (charge, prepaid, credit cards)

free of charge + postal charge

6.12. Extraordinary account statement/transaction statement issued on client´s request (charge, prepaid, credit cards) 30
6.13. Card transaction  limit change 30
6.14. Card unlocking/locking 30

7.  Optional  Insurance

ItemTextPrice (CZK)
7.1. Travel insurance – yearly*)
7.1.1. Comfort **) – insurance of the card holder 300
7.1.2. Comfort Family **) – additional insurance of family members (+1 adult and 3 children) 450
7.1.3. Exclusive Family – additional insurance of family members (+1 adult and 3 children) to Visa Business card 750
7.1.4. Gold Family - insurance of family members (+1 adult and 3 children) to Gold card 1,500
7.2. Card and personal belongings insurance *)
7.2.1. P10 (coverage up to CZK 10,000) 170
7.2.2. P30 (coverage up to CZK 30,000) 320
7.2.3.P60 (coverage up to CZK 60,000)480

*) Excluding insurance arranged to an already issued valid card, where the first payment for the insurance is charged at the time of arranging the insurance and subsequent payments together with the annual card fee

**) Additionally available to Visa Electron to current account and to MasterCard Business and Kredit+ MasterCard Business

Note: This is a historical version of the List of Tariffs and Fees of ?eská spo?itelna valid from 31.10.2009 to 15.08.2010. Currently valid versions of the List are available at another part of our web.